Become our Valued Partner Today

Benefits of the Program

Here are a few benefits of the SMFG India Credit Partner program:

1. Referral Fee: At SMFG India Credit, we value and respect each and every customer. Thus, our loan partners get a referral fee for every customer whose loan gets disbursed.
2. Timely Payouts: Referral fees will be paid to the partners as per the agreed upon terms & conditions
3. Accurate Analytics and Reports: Our CRM based architecture for lead tracking and commissions ensures transparency at every level of the process, and analytics to help you optimize your own business model better
4. PAN India Coverage: SMFG India Credit has a country wide presence, providing services to almost 3 million customers. Thus, you can refer customers from any part of the country, and rest assured that their financial needs will be catered to.

Referral Payout Structure

Once you download the loan referral app and become our digital partner, you will get a fixed referral fee for every lead who becomes our customer. From the comfort of your home, you can earn upto INR 20,000 as referral fees for every successful referral. Please note however, that the referral fee will depend on the disbursed loan amount. Download the SMFG India Credit Saathi app today to know more.

Why Partner with SMFG India Credit?

1. Easy Process: Our process for enabling you to become a partner is very simple and can be easily completed through our mobile application. All you need to do is enter your basic information and upload documents. You will be given confirmation within 48 hours* of document verification.
2. Minimum Business Commitment: At SMFG India Credit, we respect all our stakeholders. We welcome you to become a part of our digital journey and grow your business.
3. Minimal Business Setup Required: You can become a loan partner with a minimal business setup. Our documentation process is easy and hassle free, and we ensure complete transparency in the empanelment process.

Eligibility Criteria

To become a SMFG India Credit Partner, the eligibility criteria is that you should be a resident Indian citizen and above 21 years of age.

How to Become our Partner

To become a SMFG India Credit Partner, please follow the steps below:

1. Click on the “Download the App” button on the top of this page to begin your journey
2. Enter your mobile number. You will be sent an OTP for verification.
3. Please enter the OTP and click on “Proceed”
4. Enter your personal details such as PAN, date of birth, agency name, etc.
5. Enter your banking details
6. Please note that in steps 2,3 and 4 above, you will be asked to upload documents such as photo, Aadhaar copy, etc.
7. Once this is done, you will be shown a digital agreement for partnership with SMFG India Credit. Please go through the agreement carefully.
8. If you are in agreement with the terms, click on “Accept”. The agreement will be e-signed.
9. You will be shown a message with a MPIN number that will be required when you login for the first time. Please make a note of this and then login to the app.
10. Your documents will be verified and post all checks, you will be confirmed as a SMFG India Credit Loan Partner.
11. You can now start uploading leads through the app.
12. Please note that this signed and executed copy will always be available to you for viewing on your dashboard anytime you log into the app.

*Terms and Conditions apply. Please note that the app is currently available for android users only and can be downloaded from Google Play Store