Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

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Best and Instant Online Loan App in India

Instant cash loans in India at interest rates starting from 11.99% per annum and maximum loan amount of INR 25 lakhs*, flexible tenure between 12 to 60 months for salaried borrowers only.

This instant loan app by SMFG India Credit is a convenient medium for salaried professionals to get quick funding with instant approvals depending on your personal loan eligibility. SMFG India Credit InstaLoan is a flexible, efficient and convenient mobile application which enables you to access quick unsecured loans from anytime, anywhere.

apply personal loan online

Apply For A Personal Loan Using SMFG India Credit InstaLoan App

Create Your Account

Create your account on the online loan app

Upload Documents

Fill in your details and upload your documents

Check Your Eligibility

After clicking “Submit”, you will be instantly informed of your eligibility

Apply for an Instant Loan

Once your application is deemed eligible, our representatives will get in touch for next steps.

*Terms and Conditions apply

Features & Benefits - SMFG India Credit InstaLoan App

Be it funding a world tour, a home renovation or a lavish destination wedding, SMFG India Credit’s personal loan app offers easy and quick finance options that can help finance your aspirations.

Take a look at the features and benefits that make SMFG India Credit Instaloan amongst the best instant loan apps in India.

  • Get an instant personal loan amount to INR 25 lakhs minus any collateral requirements
  • You can apply for a SMFG India Credit Personal loan at any time, anywhere around the globe
  • Hassle-free documentation process where you only need to upload your basic information and documents
  • Digital process, with dynamic tracking status available.
  • Quick disbursal of the sanctioned loan amount to your registered bank account within 30 minutes* of loan approval.

How to Apply for a Personal Loan using Online App?

With SMFG India Credit’s smart personal loan app, you can now get your necessary funding at any time, from anywhere.

If you are on an Android platform, follow these easy steps to make your loan application.

  • Go to Google Play store and search for SMFG India Credit InstaLoan app
  • Download and install the mobile app on your smartphone or tablet
  • Fill in your basic information – such as name, address, date of birth, gender, marital status, contact details, etc.
  • Fill in your employment and income details – includes details like name of your current company, salary, etc.
  • Fill in your bank account information.
  • Scan and upload documents
  • Click on Submit

Sharing this information on the mobile helps in the assessment of your personal loan eligibility.

Why Choose SMFG India Credit InstaLoan App?

There are several reasons why this cash loan app will be useful to anyone looking for quick financing avenues.

  • 100% digitized loan application process with easy to use interface
  • Opportunity to avail express loans up to Rs. 25 lakhs*
  • Make your personal loan application on the go
  • Hassle-free documentation submission on the app
  • Quick disbursal within 30 minutes* of loan approval

*T&C Apply

Page also available inहिन्दी - Hindi

Why SMFG India Credit Personal Loan App









*As on 31st March, 2023
Source: SMFG India Credit


Is SMFG India Credit's Instant Loan App Safe?

SMFG India Credit provides an easy to use InstaLoan app for salaried borrowers. Using this app, salaried applicants can comfortably apply for a personal loan from their mobile phones in a secure manner. The InstaLoan app comes from SMFG India Credit, one of India’s reputed NBFCs and is thus completely reliable in terms of security and transparency.

Can I foreclose or prepay my active SMFG India Credit Loan?

Foreclosure or prepayment for a SMFG India Credit personal loan is allowed only if The borrower satisfies the required criteria as per SMFG India Credit's policy at the time of foreclosure. Moreover, the borrower must provide the remaining balance of the principal outstanding plus foreclosure fees (upto 7% of the outstanding principal amount).

What are my loan tenure options?

SMFG India Credit offers personal loan borrowers with flexible repayment tenures between 12 to 60 months. Borrowers can use a personal loan EMI calculator to choose a repayment tenure so that the resulting EMI is within their budget.

What documents do I need to apply for a personal loan from SMFG India Credit App?

To apply for a personal loan through the InstaLoan app, here is a basic list of documents:

  • PAN & ID proof
  • Address proof (residence as well as office address)
  • Salary slips (last 3 months)
  • Bank statements (last 6 months)

Please note that depending on the applicant’s profile & SMFG India Credit's policy, additional documents may be requested.

How secure is the information provided by me?

SMFG India Credit InstaLoan app is a trusted loan app, enabling millions of salaried applicants across the country apply for a quick loan from the convenience of their homes. SMFG India Credit does not share the data with any third party. The information provided by applicants will solely be used to determine their eligibility and loan verification process.

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* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.

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Have a query? You can contact us through any of the channels listed below.


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(except Sundays and public holidays).