Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

How to Become a Loan Referral Program Partner?

Published on Oct 23, 2020Updated on Oct 25, 2024

How to Become a Loan Referral Program Partner?

A referral partner is a symbiotic associate or business partner who recommends a company's products and services to others in exchange for monetary compensation.

What Does a Referral Partner Mean?

A referral partner is a symbiotic associate or business partner who recommends a company's products and services to others in exchange for monetary compensation. Once the recommendation translates into a sale the Company will provide some amount and rewards to the partner or business associate. This may be a percentage of the earnings or a pre-fixed amount as a referral fee.

Why are Referral Partners Important to the Company?

Referral partners are important because word of mouth publicity or referral is the most impactful and the most likely to turn into sales. By enabling our customers and others who believe in our products to become our referral partners we know we can reach a wide number of people with our products and provide our trademark trusted services.

It is a simple truth that we all trust our family, friends, consultants, chartered accountants and acquaintances more than we trust advertisements and brands. We’re most influenced by recommendations, reviews, testimonials, social chatter, and, most importantly, referrals. This is why we choose our referral partners with care and value and respect them as valuable additions to our company. To become our loan referral partner today, download the SMFG India Credit Saathi app and enjoy the full benefits of our digital partnership program!

What Can Being a Referral Partner Do for You?

By becoming a referral partner you will get the benefits of:

Making Earnings:

  • Referral Fee: At SMFG India Credit, for every customer whose loan gets disbursed our loan partners get a referral fee. This may even be up to Rupees 20,000/-
  • Timely Payouts: The Referral fees will be paid on a timely basis to the referral partners as per the agreed-upon terms & conditions of becoming a referral partner. 
  • No fees are required to become a SMFG India Credit Loan Referral Program Partner. 

What’s the best part? You don’t need to have any kind of experience or office to become our loan partner. All you need to do is download the app, register yourself with us, and start referring people around you who may be interested in getting a personal loan. There is no need to even step out of your home - you can do all this and comfortably earn in the safety of your home.

Features of the App:

  • Accurate Analytics and Reports: We have created a CRM based architecture for tracking leads and creating transparency regarding commissions and tracking of leads. This creates comfort and trust between us and our referral partners. Every lead sourced by you will be visible on the SMFG India Credit Saathi App. You will be given the detailed status of every lead and at what stage of processing they are currently in as well as receiving regular SMSs/notifications in the app on change of status of your lead changes
  • PAN India Coverage: SMFG India Credit has a countrywide presence throughout the country. Our referral partners have the facility to refer customers from any part of the country confidently knowing that they will get good service and that their financial needs will be catered to.
  • After Sales Support: All customer queries will be handled by SMFG India Credit once the loan has been disbursed. 

What is the Eligibility Criteria for becoming a SMFG India Credit Loan Referral Partner?

To become a SMFG India Credit loan referral program partner – all you need to be is an Indian Resident Citizen who is at least 21 years of age. To become a partner you must register on the app with your photo and other details such as Aadhaar number, PAN number, agency name, bank details etc. These details and documents are verified and you will be accepted as a partner by clicking the agree to terms and conditions of the agreement tab.

Responsibilities as a Loan Referral Program Partner

Your responsibilities as a loan referral partner will be to give good quality customer referrals with complete documentation and timely uploading of details. The referrals should fit the eligibility criterion and should be done with the customer's consent for the application of a loan. You must also adhere to SMFG India Credit’s Code of Conduct.

Being a part of the loan referral partner program is a symbiotic relationship with SMFG India Credit with lots of mutual benefits to both.

If you have any queries or issues or require more details, you can contact us at SMFG India Credit customer care anytime. You can also email us at  . Apart from that you call our experts from 9.00 am to 7 pm (except Sundays and public holidays) at our customer care number 18001036001.

* Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us

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