How To Apply For A Personal Loan using SMFG India Credit InstaLoan App?

Personal loans are a nexus between our dreams and achievements. Personal loans allow us to enjoy an experience or meet requirements in time. The need for personal loans can arise suddenly in the middle of a night or while travelling too. At such times, one may not have the time to visit a branch physically. Fulfilling a need for an instant personal loan through your phone is the most efficient way. SMFG India Credit provides the perfect personal loan app wherein you can login and follow a few easy steps to get your bank account funded with the amount you need.

What is SMFG India Credit InstaLoan App?

In simple terms, it is an instant loan app. Within a few clicks, you receive your loan amount into your account. This transaction can be completed from anywhere, at any time. This is the most hassle-free way of meeting your cash requirement up to Rs. 25 lakhs without any collateral requirements. The application process requires you to enter your basic information and upload a few documents. SMFG India Credit InstaLoan App offers one of the fastest and the easiest ways of applying for an instant personal loan.

SMFG India Credit InstaLoan App - Special Features & Benefits:

1. Digital Experience:

SMFG India Credit InstaLoan App opens the doors to a completely digital world. You can initiate the process and finish it through the app easily. Once you have applied for the loan, you can even check the status available. This provides a 100% digitized process with a seamless interface. 

2. Speed:

SMFG India Credit InstaLoan App provides quick disbursal of the loan amount to your registered bank account. The loan is credited to you within hours of loan approval.

3. No Collateral:

You need to upload your basic documents and information as per the required list on the app. You can receive your instant personal loan without any collateral. 

SMFG India Credit InstaLoan App - Procedure For Application

SMFG India Credit’s smart personal loan app helps you in meeting your financial need anytime, anywhere. The procedure to apply is seamless, in turn, offering you immense peace of mind. No matter where you are,  or whatever be the reason for the requirement of funds, SMFG India Credit InstaLoan App can help you in fulfilling this need.

Must Read: Get Rs. 25 Lakhs Loan Using Instant Personal Loan App!

This is the step by step procedure if you are on an Android platform:

1. You need to first go to Google Play store and look for ‘SMFG India Credit InstaLoan’ app by SMFG India Credit. You need to then download and install the app on your smartphone or tablet. Thereafter you need to register using your Google or Facebook profiles. Alternatively, you can create a new account with your email id and a password of your choice.
2. You need to then fill in your basic information that is asked for. Such information includes name, address, date of birth, gender, marital status, contact number, address details, etc. Then you need to fill in your employment, and income details. This includes details like the name of the current company you are working with, salary details, etc. 
3. Next comes bank account information. This becomes your registered bank account with SMFG India Credit. Your personal loan will be credited to this account. 
4. In the final step, you will need to scan and upload the requisite documents as per the list. The approval of the loan depends on the information that is uploaded here and the authenticity of the documents. 
5. You can now submit your application.  

This is the step by step procedure if you are on an iOS platform:

1. You need to first go to Apple’s AppStore and look for SMFG India Credit InstaLoan app. Download and install the app on any of your iOS devices. Verify your phone number in order to proceed. 
2. Fill in your basic information that is asked for. Next, fill in your basic KYC details such as name, date of birth, address, etc. This is followed by income and employment details. 
3. Next, enter your bank account details. 
4. Finally, scan and upload the required documents as per the list. 
5. Submit your application.

After you submit the application, based on the information provided by you, you will be instantly informed of your eligibility. If found eligible, your application will be processed further. After the successful verification of all necessary documents and information, you will be provided a loan agreement wherein the terms and conditions of the loan will be mentioned. Upon receipt of acknowledgement of the same, your loan will get approved and you will get the funds in your bank account within a few hours.

These are the reasons that make this instant loan app extremely useful to anyone who wants a loan on the go. This app makes you experience hassle-free documentation, easy submission on the app, quick disbursal within hours of approval.

Please note that at the moment, this app is for salaried applicants only.