Things to Buy this Diwali 2024 with a Personal Loan

Diwali is just around the corner. The festive season last year was not celebrated with its usual fervour and merriment due to the pandemic. However, with vaccination drives in full swing and the number of cases in the country seemingly under control, consumers are looking forward to enjoying the festivities of the season.  

How to Fulfil Your Diwali Shopping Wishlist?

Diwali is a time for new beginnings. It is also a time when people tend to make a lot of high-value purchases. It can range from buying new clothes and furniture to even getting your home renovated. Whilst the desire to purchase is present, many families have been compelled to curb their wish-list as the pandemic has had a huge impact on families, financially.

This is where SMFG India Credit enters the picture. SMFG India Credit’s special Diwali personal loan offers eligible salaried individuals a flat discount of 0.5%* on the processing fees and a flat discount of 0.5%* on personal loan rates of interest. 

What are the 10 Things to Buy this Diwali 2023 with a Personal Loan?

Applied for your instant personal loan at SMFG India Credit yet? Here is a list of the 10 must-have things to buy with this Diwali personal loan.

1. Gold Jewellery: Dhanteras is an auspicious occasion that precedes Diwali and is traditionally a day when women or families purchase gold jewellery. With gold prices skyrocketing over the last couple of years, getting a personal loan is one of the best ways to ensure you can go ahead with this expensive buy.
2. Silverware: Many believe that purchasing silverware during Diwali brings prosperity and good luck to the family. However, the price of silver has also increased over the years. Therefore, if you need a personal loan to finance this purchase, make sure that you check your personal loan eligibility prior to application. This will give you ample time for the loan to get disbursed to your bank account.
3. Designer Wear: If you are hooked on designer wear then Diwali is the perfect occasion to add to your existing collection. If you need extra financing to make this occasion even more special,  apply for a personal loan with SMFG India Credit to carry on with hassle-free shopping this festive season. 
4. Furniture: If you are considering sprucing up your home with a new look and feel, then changing the existing furniture is definitely a route that you may take. An instant personal loan from SMFG India Credit will allow you to purchase the furniture units that you really like without having to worry about the funding.
5. Electronics: If you are into electronics, then Diwali is the perfect time to get that latest 60-inch Smart TV or your dream laptop with all the bells and whistles that you have been wanting all this while. These are fairly expensive items that can be easily financed with SMFG India Credit’s Diwali personal loan. 
6. Home Appliances: Have you been waiting to get your hands on that hi-tech refrigerator or cooking range to accentuate your cooking skills? Or perhaps you want to automate your home cleaning with a new dishwasher, washing machine, air dryer and a robot cleaner? Apply for a personal loan to modernize your home before Diwali this year. 
7. Smart Home Installation: With the entry of voice-enabled systems, you can now convert your traditional home into a smart home. 
   You can switch on the lights, enjoy music, listen to an audio book, make phone calls and even shop online using simple voice commands. Getting a smart home system installed can be a rather expensive undertaking during Diwali. Getting a personal loan will ensure you have the finances to get it done. 
8. Home Renovation: Does your home need a new coat of paint? Perhaps your kitchen or washroom needs an upgrade. Home renovations are common pre-Diwali but they are a high ticket investment. A Diwali personal loan from SMFG India Credit ensures that you can get your home renovated without having to stress how to finance the project. Here you know more about Home renovation loans.
9. Luxury Holiday: If you have been cooped up at home as a result of the pandemic, then the festive season is the ideal time to liberate yourself with an indulgent luxury vacation. Soak in the Goansun, hike across Munnar’s peaks or just let yourself loose in the forts of Jaipur to rejuvenate your soul. Simply finance your trip with SMFG India Credit’s easy to get instant personal loan. 
10. Buy A Home: If you have been on the lookout to buy a home, then there is no better time than Diwali to make your purchase. Get a personal loan from SMFG India Credit to help you with the initial down payment on the house. Use the Personal Loan EMI Calculator on the website to check your monthly instalment, repayment tenure and rate of interest.  

Must Read: 10 Best Diwali Gift Ideas for Family & Friends

Why is a Personal Loan the Best Way to Fund Your Expensive Purchases this Diwali? 

Personal loans from SMFG India Credit offer you complete flexibility in terms of end-use. Be it a home renovation, purchasing designer wear or an expensive gadget, you can buy whatever your heart desires. These collateral-free loans come with affordable interest rates and convenient repayment tenures. 

With an online loan application process in place, you can get your Diwali personal loan from SMFG India Credit disbursed to your registered bank account shortly after successful verification and final approval. Apply now!

*This is a limited time offer only. Terms and Conditions apply.