Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Merchandise Loan

SMFG India Credit’s merchandise loan is available only to existing customers.

Our daily needs can vary from things such solar lamps, mixer grinders, stove to cycles and blower fans. Also, apart from the regular products, we are in a constant need of agricultural products as well.

SMFG India Credit realizes these necessities and hence provides a convenient option – Merchandise Loan for the regular needs of a consumer. From a loan amount of 1200 to 10,000, consumers can conveniently choose a product of their liking from some of the top brands in the market and apply for a loan.

The hassle-free process of SMFG India Credit ensures a smooth journey of loan application and disbursement.

Features & Benefits

Direct Delivery of product

Direct Delivery of Products

Easy processing and delivery of the desired product at your doorstep

Top brand

Top Brands

You can choose from a variety of top brands in the market

Unique Product

Unique Products

You can purchase products which are otherwise not available in the market

Apply for Merchandise Loan

Submit your application within minutes!

Click Here

Eligibility Criteria



  • You need to be an existing SMFG India Credit customer
  • Two photographs of Borrower and Guarantors
  • Address proof of Borrower and Guarantors (copy of Ration Card, Election card, Telephone bill, Driving License etc.)
  • Income proof, Copy of Income Tax Return, Financial Statement of the Firm, Sales Tax returns etc.
  • Profile of Guarantors.
  • Loan should be guaranteed by two financially sound members (Any) having net individual worth twice the loan amount.
  • Quotation for article to be purchased.
  • Security of two guarantors and Hypothecation of article to be purchased.