Personal Loan for
Elite Customers

We have exclusively created features to suit your lifestyle. We understand you and strive to ensure that as our elite client, all your goals are fulfilled at the fastest with maximum ease. Partner with us today, and enjoy a range of benefits designed exclusively for elite finance.

Eligibility Criteria for Elite Customers

If you are earning a minimum of ₹ 75,000 per month, you fall under the category ‘Elite’ as per our policy. As an elite customer, you can get a minimum loan amount of ₹ 8 lakhs and a maximum loan amount of ₹ 30 lakhs. To be eligible for a personal loan, you should be under 60 years of age and have a good CIBIL score of at least 750. Furthermore, if you are salaried, you should be working in the current position for at least the last six months.

Personal Loan Interest Rates for Elite Customers

At SMFG India Credit, as an elite customer, you can get personal loan with the interest rates as low as 13% per annum. The actual interest rate charged depends upon your credit score, existing relationship with us, the total loan amount and tenure, and the nature of your work. A loan processing fee of Up to 5% of the total loan amount + GST.

Personal Loan Interest Rate In India - Jan 2025

To know more, please see our personal loan interest rates, fees and charges page.

Documents Required for Elite Customers

Documents required for personal loans include:

• KYC documents such as driving license, Aadhaar card, and voter ID card
• Last 2 months’ salary slips (for salaried) or income proof (in you have an independent practice)
• Last 3 months’ bank account statements of your salary account (for salaried) or current account (in you have an independent practice)

For more details, check our documentation for personal loans page.