Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.
Life has its way of throwing surprises when we least expect it. Personal loans are unsecured loans offered by financial institutions to deal better with the uncertainties of life. A top-up loan is an additional loan that existing customers can avail over and above their loan/loans to help them deal with unforeseen expenses. At SMFG India Credit, we offer a top-up personal loan as a customized solution to customers who may find that their dreams need a little more help to come true.
The top benefits of opting for a top-up on your personal loan are as follows:
Customers have the right to transfer their loan from one provider to the other to avail of better services lower charges etc.
The top-up amount offered varies from one provider to the other. However, in most cases, the top-up amount does not exceed the maximum loan amount which an applicant is eligible for. The loan tenure depends on your existing schedule. However, for personal loans, the tenure cannot exceed 60 months.
The basic eligibility criteria for availing a top-up loan are that you should be an existing customer of SMFG India Credit. The other conditions are extremely basic - such as minimum salary, CIBIL score, and so on. The documents required for a top-up loan include recent salary slips, address proof and bank statements. In some cases, you may be only asked to submit an address proof.
Applying for a personal loan might be your savior that can help you get out of a debt trap. However, it is a move that significantly impacts your financial health and should be opted for only if necessary. Invest adequate time in research and familiarize yourself with the rules and regulations before making an application for a loan.
To understand more about top up loans, you can visit your nearest SMFG India Credit branch. You can find the nearest branch by using the branch locator tool on the website. You can also contact us on our toll free number 1800 103 6001. We are available between 9:00 AM - 7:00 PM on all days except Sundays and public holidays. Lastly, you can also email your queries to .