Swipe Right
The impact of a credit score check depends on whether the inquiry is hard or soft.
Hard inquiries (from lenders) may temporarily lower your score; soft inquiries (self-checks) don’t.
Too many hard inquiries can hurt your credit score. Apply for loans only when necessary.
Regular checks help identify credit report errors, track progress, and prepare for loan applications.
Have a 750+ score? Apply online for personal loans of up to INR 30 lakhs* at SMFG India Credit.
* Please note that this webstory is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us