Facing a financial crisis?

Learn how emergency personal loans can help you manage them.

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Why Opt for Emergency Personal Loans?

These loans do not require collateral, usually have quick disbursals, and can be used for various purposes like medical bills or home repairs.

How to Manage Personal Loans Responsibly During Emergencies?

While emergency personal loans can be a huge help, careful planning is important to minimise long-term financial strain.

Understand the Nature of the Emergency

Assess the urgency and the amount required. Determine your capacity to repay the loan taking into account your existing expenses.

Search for Reputable Lenders

Compare their interest rates, eligibility requirements, loan terms, and processing fees before deciding the best option to suit your needs.

Plan a Repayment Strategy in Advance

Planning in advance using an EMI calculator will help you avoid late payments and overstraining your budget.

Application Process

Complete the application process carefully and submit relevant, error-free documents to ensure quicker processing.

Wait for the Approval and Money Disbursement

Once approved, funds are usually disbursed after 30 minutes* of loan approval.

How can SMFG India Credit Help with Emergency Personal Loans?

Our online application process ensures quick approvals if you meet eligibility criteria. We offer low-interest rates starting from 11.99%* per annum.

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* Please note that this webstory is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us