What To Do If You Find An Error In Your Credit Report

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Review Your Credit Report

Obtain a copy of your credit report from all three major credit bureaus – Equifax, Experian, and TransUnion. Carefully review each report for any inaccuracies.

Document the Error

Make note of any errors you find, including the specific details such as incorrect account information, payment history, or personal details.

Contact the Credit Bureau

Notify the credit bureau in writing about the error. Include copies of any supporting documents that can help prove the mistake.

Follow Up

Keep track of all correspondence and follow up regularly to ensure the error is being investigated and corrected.

Keep Detailed Records

Throughout the process of disputing the error, make sure to keep detailed records of all communications, including dates, names of representatives spoken to, and any reference numbers provided.

Get a Personal Loan

Once your credit score is reflected accurately, you can easily reach out to SMFG India Credit to avail personal loans with amounts up to INR 30 lakhs* and a streamlined 100% online application process. and move a step closer to your financial goals!

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* Please note that this webstory is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us