How Long Does it Take to Improve a Credit Score?

Why Is it Important to Improve Credit Score?

Strong credit scores (ideally 750+) boost chances of loan approvals with favourable interest rates.

Most Effective Ways to Improve Your Credit Score

Ensure timely payments, reduce existing debts, and avoid unnecessary credit or loan applications.

How Long Does It Take to Raise Credit Score?

Typically, 4 to 12 months of consistent effort is required to see noticeable improvements.

Are Quick Improvements in Credit Scores Possible?

Small steps, such as paying bills on time, may show improvements in fewer months.

Successfully Achieved a 750+ Credit Score?

Support your financial goals with SMFG India Credit personal loans of up to INR 30 lakhs*. Apply now!

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* Please note that this webstory is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us