How to Get a Personal Loan in 30 Minutes*

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Get approved for a personal loan and receive funds in just 30 minutes*! Discover how you can apply online effortlessly with our 4-step process.

Validate Mobile Number

On the application page, fill in personal details such as mobile number, PAN, pincode, etc. Verify your mobile number with an OTP.

Provide Basic Details

The next step involves providing further basic details such as your existing financial obligations, monthly income, etc.

Select the Preferred Offer

You will be shown an offer based on basic criteria such as income, credit score, existing debt, and so on. You can then select your preference.

Get Approved Funds in 30 Minutes*

For loan amounts of less than or up to INR 2.50 lakhs*. Applications for loan amounts more than this will be processed further. Our representative may contact you in case of any queries.

Tips to Apply for a Personal Loan

Ensure that you meet the eligibility criteria and keep error-free documents ready to speed up the loan approval process.

Why Choose SMFG India Credit?

Eligible borrowers can enjoy interest rates starting at only 11.99% per annum* and flexible repayment tenures up to 60 months*. Tools like EMI calculator can help you manage your loan better.

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* Please note that this webstory is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us