How Your Payment History Affects Your Personal Loan Eligibility

Why Lenders Check Your Payment History

A strong repayment record shows financial discipline, boosting loan approval chances.

Late Payments Can Lower Your Credit Score

Late or missed payments negatively impact your credit score, reducing loan eligibility.

Consistent Repayments Help Boost Credit Score

Paying dues on time regularly can help rebuild and maintain a strong credit score.

Have a Strong Payment History & 750+ Credit Score?

Check your personal loan eligibility and apply now for funds of up to INR 30 lakhs*!

Apply Now

* Please note that this webstory is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us