Say Goodbye to Financial Worries with Long-Term Personal Loans

What Are Long-Term Personal Loans?

These are personal loans with repayment tenures of 3 years and above (typically up to 5 years).

Manage Large Expenses with Ease

These loans are ideal for covering major costs such as higher education, wedding, home renovation, or debt consolidation.

Lower Monthly Repayment Burden

A longer tenure can reduce your EMI amount, though it may lead to higher overall interest costs.

Potential for an Improved Credit Score

Timely repayments on long-term loans can boost your credit score and future loan eligibility.

Plan Smart and Borrow Wisely with SMFG India Credit

Use our EMI calculator to plan effectively and apply for personal loans of up to INR 30 lakhs*!

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* Please note that this webstory is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us