Say Goodbye to High EMIs: Simple Tips to Save Big!

Want to Reduce Your EMI Burden?

Here are smart ways to stop high personal loan EMIs from draining your monthly budget:

Tip #1: Choose a Longer Tenure

A longer loan tenure lowers your monthly EMI (but may lead to higher overall interest costs).

Tip #2: Make Informed Decisions with a Personal Loan EMI Calculator

Understand the impact of different loan tenures and interest rates on your monthly EMIs.

Tip #3: Opt for a Balance Transfer

Shift your loan to a lender offering a lower interest rate (but also look for processing fees and other costs).

Tip #4: Negotiate for Lower Interest Rates

Have a 750+ credit score? Use it to negotiate lower interest rates and cut down on EMI costs.

Opt for an SMFG India Credit Personal Loan

Access personal loans of up to INR 30 lakhs* at attractive interest rates. Apply now !

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* Please note that this webstory is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us