Should You Check Your Credit Score Before Applying for a Loan?

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Why Check Credit/CIBIL Score Before a Loan Application?


A CIBIL score check helps you better understand your creditworthiness and loan eligibility.

Why Does Your Credit Score Matter?


High scores increase your chances of loan approval with favourable terms like lower interest rates.

What Is the Ideal Credit Score?

Credit scores of 750 and above fall in the ‘excellent’ range. The closer you’re to 900, the better.

How to Improve Your Credit Score?


Pay bills on time, focus on reducing existing debts, and avoid simultaneous loan applications.

Have a 750+ Credit Score?

Check your eligibility and apply for personal loans of up to INR 30 lakhs* to achieve your goals. Apply today with SMFG India Credit.

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* Please note that this webstory is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us