How to Estimate Your Maximum Personal Loan Eligibility

Understand the Factors That Influence Eligibility

Several factors affect your eligibility, including your income, credit score, and existing debts.

Use a Personal Loan Eligibility Calculator

SMFG India Credit’s user-friendly personal loan eligibility calculator quickly estimates the maximum loan amount you may qualify for.

Effective Ways to Boost Your Personal Loan Eligibility

Pay off existing debts, improve your credit score (750 or higher is ideal), and maintain a stable income.

Plan Your Loan Smartly

Before applying, use an EMI calculator to determine the loan amount and tenure best suited to you.

Ready to Apply for a Personal Loan?

Use SMFG India Credit’s eligibility calculator and apply for personal loans of up to INR 30 lakhs*!

Apply Now

* Please note that this webstory is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us