Disclaimer : Above personal loan eligibility calculator merely offers an approximate estimate of the amount of... Read More
SMFG India Credit’s personal loan eligibility calculator is a free-of-cost online tool that eases your borrowing experience. The personal loan eligibility checker informs you about the amount you can borrow as per your eligibility. Now, your eligibility is determined by your age, place of residence, monthly income, ongoing EMIs, loan tenure, and interest rate. You can input into the online calculator the required details and get an idea of the maximum limit of the personal loan amount you can request for, immediately.
Our online personal loan eligibility calculator is a simple and helpful tool that gives you an instant estimate for your eligible personal loan amount.
You will be able to see the personal loan amount you are eligible for on the right side. You can change the interest rate and tenure as per your preference.
You can use our free-of-cost personal loan eligibility checker. The calculator takes into account your existing EMIs, monthly income, birth date, residence city, interest rate, and tenure to calculate your personal loan amount eligibility. Getting a personal loan eligibility check online helps you estimate the amount you can afford to borrow and repay comfortably. Both salaried and self-employed individuals are welcome to apply with SMFG India Credit.
The maximum personal loan amount that you can get on your salary is ` 25 lakhs. The finalization of the loan amount depends on your net monthly income and existing financial obligations. Our terms and conditions at the time of the loan application will also influence the final quantum of finance. The greater your repayment capacity, the higher will be the offered loan amount. Your repayment capacity is deduced by how much you can spare towards monthly repayments and your credit history. To know more, please see our personal loan eligibility calculator.
We, at SMFG India Credit, work towards bringing an ideal personal loan offer at an affordable rate. It is advisable to have a good repayment record. The closer your CIBIL score is towards 900, the higher are your chances of getting the loan approved with us. A minimum CIBIL score of 750+ is desirable. For profiles with scores lower than 750, other criteria may be applied. To know more, please feel free to contact us.
Currently, we do not provide personal loans for customers who don’t have a salary slip. However, if you are self-employed, you can provide your bank statements and other documents to show income proof. You can use our online personal loan eligibility checker to know the personal loan amount you are eligible for.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
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