Knowledge Center - Loan Against Property

Page also available in: हिन्दी - Hindi

Loan Against Property

Section 54 of the Income Tax Act: Capital Gains Exemption Explained

When you sell a residential property, it can result in a significant tax liability if you earn a…

Read More
Loan Against Property

Loan Against Securities vs Loan Against Property

When you need funds without selling your assets, Loan Against Securities and Loan Against…

Read More
Loan Against Property

Reverse Mortgage Loan: Eligibility, Benefits, Interest Rates & Process

A reverse mortgage loan can provide an additional source of monthly income during retirement…

Read More
Loan Against Property

Form 26QB Guide: How to Download, Fill, and File TDS on Property Transactions

When purchasing an immovable property, the buyer may be required to deduct TDS on property…

Read More
Loan Against Property

Difference Between Pledge vs Hypothecation vs Mortgage

When you compare pledges, hypothecations, and mortgages, you are essentially looking at how…

Read More
Loan Against Property

What Is Hypothecation: Meaning, Examples, and How It Works

Hypothecation is a legal arrangement where a borrower pledges a movable asset (such as a vehicle…

Read More
Advantages & Benefits of a Loan Against Property
Loan Against Property

Advantages & Benefits of a Loan Against Property

When you are faced with significant financial requirements – whether for business expansion,…

Read More
How Can a Loan Against Property (LAP) Be Used to Consolidate Debt?
Loan Against Property

How Can a Loan Against Property (LAP) Be Used to Consolidate Debt?

Managing finances becomes increasingly difficult when you are juggling multiple loans at the…

Read More
Renovate Your House with a Loan Against Property
Loan Against Property

Renovate Your House with a Loan Against Property

A home is not just a structure of walls and a roof; it is where families grow, memories are made…

Read More
How to Utilise a Loan Against Property?
Loan Against Property

How to Utilise a Loan Against Property?

When you need access to a substantial amount of money, one of the most feasible financing…

Read More

Insurance disclaimer SMICC is registered with the Insurance Regulatory and Development Authority of India (IRDAI) as a Corporate Agent. IRDAI Registration No.: [CA0098] CIN No. U65191TN1994PLC079235. The insurance policy is a contract between the customer and the insurance company, and policy is underwritten by insurance companies. SMICC acts only as the distributor and is not responsible for any risk, policy issuance, claim settlement/repudiation etc. Insurance is the subject matter of solicitation. Purchase of insurance is voluntary and subject to insurer underwriting and policy terms and conditions. Customers are advised to read the policy terms and conditions, benefits, exclusions, claim settlement carefully before purchase. Kindly note that “Insurance Products” are not mandatory for the purpose of the application and disbursement of loan. It shall be the sole discretion of the customer, by providing explicit consent, to avail such insurance along with the Loan.
Beware of Spurious calls/ Fraud phone calls IRDAI is not involved in activities like selling Insurance policies, announcing bonus or investment of premium. Public receiving such phone calls are requested to lodge a police complaint.