Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.
Owning a two-wheeler is a matter of convenience and travelling via public transport can be cumbersome at times. Purchasing your own two-wheeler would not only solve your commuting woes, but also make your day-to-day journey faster and comfortable. At SMFG India Credit, we understand how much this matters to you, and offer easy two wheeler loans to help you realise your dream.
With SMFG India Credit’s two-wheeler loan, you can be the proud owner of your very own bike and travel comfortably to work every day.
Our quick digital application process is designed to make your experience as comfortable as possible. We offer bike loans with maximum loan to value at attractive interest rates and flexible repayment tenures upto 48 months to ensure that your monthly EMI payments are well within your budget.
Please check our free online Two Wheeler Loan EMI Calculator to get an accurate estimate of your monthly EMI payments.
Easy Processing
Loan documentation is hassle free and quick loan disbursal
Attractive Interest Rate
Loan amount up to 1.5 lakhs* with flexible and attractive interest rates
Flexible Repayment
You can opt for an easy repayment schedule
For Working Professional
Two wheeler finance for salaried and self-employed individuals
Instant Digital Approval
Meet our sales representative today and get an instant approval for a two wheeler loan
You can take the following steps to apply for a two-wheeler loan:
You can also get in touch with us via email, contact us on our toll-free number or walk into the nearest SMFG India Credit branch to apply for a bike loan.
The eligibility criteria to be able to apply for a bike loan is as follows:
The basic documents required to verify your bike loan eligibility include:
*Terms and conditions apply
Fill up your
form online
Check your eligibility
in a minute
Upload documents
for Verification
Post verification, loan will be approved and disbursed in your account
SMFG India Credit turns your dream of owning a two-wheeler into reality in a few simple steps, thanks to our minimal documentation policy, attractive two-wheeler loan interest rates, and hassle-free experience.
We will review the application form and all submitted documents as the loan processing starts. Remember to have photocopies and the originals handy for collection as they might be needed.
Depending on the outcome of the document verification process, we will decide how best to move forward with your two wheeler loan application.
You can repay your SMFG India Credit two wheeler loan within 12 to 48 months conveniently via EMIs. The EMI will comprise of payment towards interest and principal, as well as any additional components such as insurance, etc. depending on the terms of your loan agreement. The EMI must be repaid on time as per the agreed upon schedule to avoid penalty charges.
You can repay your two wheeler loan in the following methods:
A two wheeler loan can be availed on a low down payment with SMFG India Credit on select bikes for eligible applicants depending on our policy at the time of loan application. The interest rate offered can vary between 16% to 30% per annum depending on factors like the eligibility of the applicant, tenure of the loan, city of residence, type of two wheeler being purchased and prior relationship with SMFG India Credit.
To apply for a bike loan you first need to check your bike loan eligibility with your preferred lending partner.
When applying for your two wheeler loan you will have to submit documentation to verify the status of your eligibility and due diligence process. We require you to provide the following basic documents for a two wheeler loan.
Please note that this is the basic documentation list, depending on your profile & our SMFG India Credit policy, additional documents may be requested.
* Terms and conditions apply
** Subject to foreclosure charges. Terms and conditions applicable.
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