Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Aurangabad is one of the most important commercial destinations in the state of Maharashtra. The city is famous for its long tradition in high quality cotton textiles and silk fabrics. Aurangabad is also home to important educational institutions. The city is a very popular tourist destination for its beautiful palaces, the famous Ajanta Ellora caves, temples, mosques and lakes.If you are looking for a personal loan in Aurangabad, Maharashtra, we invite you to apply online with us. SMFG India Credit is a leading NBFC in India, and we have our footprint across the country, including in Aurangabad. Our customised solutions have helped thousands of customers to get an instant personal loan in Aurangabad, Maharashtra. Your dreams and aspirations matter to us, and we strive to provide each and every customer with the best possible financial support so that they can focus on making their dreams come true. Please scroll below to know more about SMFG India Credit’s personal loan in Aurangabad.

Eligibility for Personal Loan in Aurangabad

Here are some of our basic eligibility criteria for a personal loan. Please note that overall eligibility will also depend on a number of other factors, including SMFG India Credit’s policy at the time of loan application.

  • Applicant must be an Indian resident
  • He/she must not be less than 21 years of age at the time of loan application, or more than 65 years at the time of loan maturity
  • Applicant must be salaried or self employed
  • If the applicant is salaried, then the minimum monthly income must be at least INR 20,000
  • A CIBIL score of 750 or above is required. 

Personal Loan Interest Rates in Aurangabad

  • Our personal loan in Aurangabad is offered at attractive interest rates starting from 11.99%, depending on your eligibility. 
  • A minimal processing fee between 0 to 6% of the loan amount will be charged. 

Please visit our Personal Loan Interest Rates page to know more

How to Apply for a Personal Loan with SMFG India Credit?

Please follow these steps to apply for an instant personal loan in Aurangabad, Maharashtra

  1. Please check our eligibility criteria before applying
  2. Use our personal loan eligibility calculator to get an estimate of the maximum amount you may be eligible for
  3. Click on the “Apply now” button on this page
  4. Enter your details as directed and upload documents
  5. Click on “Submit” to complete your loan application 

Documentation for a Personal Loan

  1. Photo and completed application form
  2. KYC documents like ID proof, address proof, etc. 
  3. Employment proof such as salary slips, appointment letter, etc. as well as income proofs
  4. For self employed applicants, proof of business existence and other documents. Income proofs will include audited financials of the past 2 years.
  5. Bank statements going back till 6 months  

Why take a Personal Loan from SMFG India Credit?

Here are some of the reasons why you should consider SMFG India Credit as your financial partner for a personal loan in Aurangabad:

  1. Loan amount upto a maximum of INR 25 lakhs, subject to eligibility
  2. Competitive interest rates starting from 11.99%
  3. Complete digital processing which ensures a quick disbursal into your bank account
  4. Minimum documentation
  5. Flexible repayment tenures 

No matter what your requirement maybe, SMFG India Credit has a solution for you. Apply now to know more.

*Terms and conditions apply


Contact Us


Ground & First Floor, Ajinkya Tara, Atharva Classic, Plot No:-A 3, Beed Bypass Road, Opp. MIT college, Aurangabad - 431 001, Maharashtra

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).

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