Personal Loan in Aurangabad

Aurangabad is one of the most important commercial destinations in the state of Maharashtra. The city is famous for its long tradition in high quality cotton textiles and silk fabrics. Aurangabad is also home to important educational institutions. The city is a very popular tourist destination for its beautiful palaces, the famous Ajanta Ellora caves, temples, mosques and lakes.If you are looking for a personal loan in Aurangabad, Maharashtra, we invite you to apply online with us. SMFG India Credit is a leading NBFC in India, and we have our footprint across the country, including in Aurangabad. Our customised solutions have helped thousands of customers to get an instant personal loan in Aurangabad, Maharashtra. Your dreams and aspirations matter to us, and we strive to provide each and every customer with the best possible financial support so that they can focus on making their dreams come true. Please scroll below to know more about SMFG India Credit’s personal loan in Aurangabad.

Eligibility for Personal Loan in Aurangabad

Here are some of our basic eligibility criteria for a personal loan. Please note that overall eligibility will also depend on a number of other factors, including SMFG India Credit’s policy at the time of loan application.

• Applicant must be an Indian resident
• He/she must not be less than 21 years of age at the time of loan application, or more than 65 years at the time of loan maturity
• Applicant must be salaried or self employed
• If the applicant is salaried, then the minimum monthly income must be at least INR 20,000
• A CIBIL score of 750 or above is required. 

Personal Loan Interest Rates in Aurangabad

• Our personal loan in Aurangabad is offered at attractive interest rates starting from 13%, depending on your eligibility. 
• A minimal processing fee between 0 to 6% of the loan amount will be charged. 

Please visit our Personal Loan Interest Rates page to know more

How to Apply for a Personal Loan with SMFG India Credit?

To secure a personal loan from SMFG India Credit, follow these guidelines:

1. Click here to start the application process.
2. Enter essential details like mobile number, PAN, pincode, and select the relevant employment type from salaried and self-employed.
3. Authenticate your mobile number with OTP and ensure your email ID is verified.
4. State your email address, date of birth, gender, and provide your income and employment history details.
5. Look through the loan offer made to suit your needs, stating the loan amount, fees, and repayment options. Confirm once agreeable and assess the option you will get to go for more loan amount.
6. Convey your employment details if you are a salaried employee.
7. Fulfill the digital verifications for your identity and your address through CKYC, OKYC, or DigiLocker.
8. Input your bank details for verification. After the verification is completed successfully, you'll be asked to provide some more information in the 'Additional Details' section.
9. Decide the payment mode you prefer and set up eNACH.
10. Review the loan agreement with care, digitally sign it, and authenticate the process with an OTP.

By following these straightforward steps, you're on the path to achieving your financial goals with a personal loan from SMFG India Credit.

Why take a Personal Loan from SMFG India Credit?

Here are some of the reasons why you should consider SMFG India Credit as your financial partner for a personal loan in Aurangabad:

1. Loan amount upto a maximum of INR 30 lakhs, subject to eligibility
2. Competitive interest rates starting from 13%
3. Complete digital processing which ensures a quick disbursal into your bank account
4. Minimum documentation
5. Flexible repayment tenures 

No matter what your requirement maybe, SMFG India Credit has a solution for you. Apply now to know more.

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