Vadodara is one of the most important industrial cities in India and is home to a number of important refineries. This beautiful city is also known as the “City of Art'' or Kala Nagri. The city hosts a large population of enterprising individuals in various professions. If you are looking for the right kind of financial support to fulfil your dreams, a personal loan in Vadodara Gujarat may just be what you need.
SMFG India Credit is a reputed personal loan provider in Vadodara, and we specialize in providing customised loans suited for any personal or business need. You can now apply for a personal loan in Vadodara online with SMFG India Credit in just a few steps from the comfort of your home. Scroll further to know about our eligibility criteria, interest rates and more.
To know more about our fees and charges, please check Personal Loan Interest Rate.
Below is a list of our basic eligibility criteria. Please be aware this is not comprehensive, and actual eligibility will depend on a number of factors, including our policy at the time of application.
Complete your application for a personal loan from SMFG India Credit with the following directions:
Enter necessary information like mobile number, PAN, pincode, and employment status (salaried or self-employed).
Complete mobile number verification through a 6-digit OTP.
Furnish more details such as email address, date of birth, and gender, along with annual household income. Ensure email ID verification as well.
If you have a salaried job, provide relevant details about your employment.
To proceed, kindly submit your bank statement using one of the following methods: Net Banking, Account Aggregator, or by uploading the statement. This will help us generate a loan offer (applicable only to salaried applicants).
Digital identity verification and sharing address details is the next step and can be completed via CKYC, Offline Aadhaar XML-based KYC, or DigiLocker. Capture a selfie as a part of the identity verification process.
Provide details about your bank account which will be verified by us.
Once we have successfully verified the bank account information, you will proceed to the ‘Additional Details’ stage. Information such as the loan’s purpose and your marital status are to be added here.
Opt for your preferred mode of re-payment, debit card or internet banking, and proceed with E-NACH setup.
Review and digitally sign the loan agreement, finalising the process with an OTP confirmation.
Achieve your financial objectives by following these easy steps to secure a personal loan from SMFG India Credit.
Our minimal documentation for personal loan makes SMFG India Credit a preferred personal finance company in Vadodara. Here is what we need:
Please note that depending on your individual profile, additional documents may be requested.
Apply today to know more.
*Terms and conditions apply
* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.
Address:
First Floor, TNW Business Centre, Old Padra Road, Manisha Circle, Vadodara - 390015, Gujarat
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).
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