Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Indian residents in addition to owners of Sole Proprietorship concerns, Private Trusts, Public or Private Limited Companies are eligible to apply for a Loan Against Securities. Applicants must be at least 21 years of age, and must have proof of stable income to apply for Loan Against Securities.

Read more to find out about the eligibility criteria in detail:

Loan Against Securities Eligibility Criteria

  • Customers desirous of applying for a loan should possess a Savings, Current and Demat Account
  • They should hold approved shares/mutual funds/Bonds of a minimum value of INR 10 lakh 

They should have a credit score of 600 or higher, with a good credit history.

Please note that this is only the basic eligibility criteria. Actual eligibility will depend on a number of parameters, including SMFG India Credit’s policy at the time of loan approval.

Documents Required for Loan Against Securities

  • PAN
  • Application form with a recent photograph
  • Proof of Identity*
  • Proof of Address*
  • Bank account proof
  • Demat account proof
  • Demat / Mutual Fund holding statement
  • Income proof** such as latest ITR documents

*In line with Know Your Customer (KYC) policy
** As applicable

Apply for Loan Online

Page also available inहिन्दी - Hindi

* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.