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Apart from being the political epicentre, Delhi is a major economic hub with plenty of livelihood opportunities for everyone, be it a salaried individual, or a self-employed individual.
However, the cash crunch can affect people anytime. And to overcome these monetary hurdles, you can choose to personal loan in Delhi through SMFG India Credit. We provide financing for up to Rs. 30 lakhs on flexible tenure between 12 months and 60 months. You are not required to put up a collateral to avail of this loan.
Below-provided are the documents required for an instant personal loan in Delhi:
NOTE: There could be other documents required depending on your personal/professional profile. So, get in touch with our team to understand the additional documents you have to submit.
Here are some of the personal loan eligibility criteria for your reference:
If you are a resident of Delhi, then your monthly salary should be at least Rs. 25,000 to apply for the loan. The minimum salary requirement is the same for residents of Mumbai. However, if you are residing in any other city of India, then the minimum monthly salary requirement is Rs. 20,000.
We at SMFG India Credit offer an affordable instant personal loan in Delhi beginning at 13%. We analyze your financial profile, repayment capacity, and credit score to finalize the loan amount, rate, and tenure. Other factors that we consider to determine the loan deal are your age, residential location, monthly income, existing monthly financial liabilities including credit card debts, etc.
To get an easy personal loan in Delhi, you can apply online on our website by clicking the “Apply Now” button on the top-right hand side. Please provide the details as mentioned in the loan application form and ensure that you are entering the information carefully. Before applying, it is advisable to keep a soft-copy of the required documents handy for a quick upload. After you submit the application, our team will review your request, and contact you shortly regarding the personal loan application status.
Alternatively, you can also contact us via telephone on our toll free number - our representative will be happy to guide you.
*Loans are disbursed at the sole discretion of SMFG India Credit. Please note that final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application
* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.
These are some of the eligibility criteria:
Please note that the final eligibility depends upon several other factors including SMFG India Credit’s policy at the time of loan application.
Here are some factors you should consider:
Your CIBIL score should be 750 or above to apply for a personal loan. Other criteria may be applied for profiles with credit scores lower than 750. Please contact us to know more.
At SMFG India Credit, you can get the loan amount within 30 minutes* of loan approval and document verification.
Address:
Second & Third Floor, WZ 115A, Meenakshi Garden, Near Subhash Nagar Metro Station, Tilak Nagar, New Delhi 110018
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).
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