Personal loans for women are designed to fulfil your dreams. SMFG India Credit gives you financial freedom by offering collateral-free personal loans at attractive rates starting at 13%* per annum. This customised solution takes you closer to fulfilling your dreams by taking care of your financial requirements with a host of benefits and privileges.
*Terms and Conditions Apply
Here are the basic eligibility criteria for a women’s personal loan:
Note: Please note that actual eligibility will depend on a number of other factors including SMFG India Credit’s policy at the time of loan application.
Personal loan documentation is very easy and hassle free to arrange. Here are some of the basic documents needed:
You can upload these when you apply for a personal loan online
Be it planning a big life event or facing an unexpected expense, SMFG India Credit’s personal loan for women is designed to help you manage your short-term financial needs in a stress-free manner. This is exactly the reason why we have put a lot of thought into making our personal loans affordable by offering them at competitive interest rates.
We have built relationships of trust throughout our years of serving our customers with transparent and fair processes. We always believe in sharing the personal loan for women fees and charges applicable to our clients upfront.
Interest Rate |
13%* per annum onwards |
Loan Amount |
Rs. 50,000 to Rs. 30 Lakhs* |
Loan Tenure |
Up to 60 months |
Lowest EMI Per Lakh |
Rs. 2,275 for 60 months |
Prepayment Charges |
0% to 7%* |
No hidden Charges |
If you’re considering a personal loan for women, here's good news for you! With interest rates starting at just 13%* per annum, you can access funds ranging from Rs. 50,000 to Rs. 30 Lakhs* for your diverse needs. The eligibility age ranges from 21 to 60 years, and a CIBIL score of 750 or more enhances your chances of approval.
What's even better? Experience a hassle-free 100% online, paperless application process, ensuring quick and instant approval. Once approved, the funds will be swiftly transferred to your account within 30 minutes*. No hidden charges, minimal processing fees, and flexible tenures make this personal loan a perfect fit for your financial aspirations. Enjoy the convenience of a transparent, quick, and cost-effective solution to your liquidity problems.
Here is a list of things to consider before taking a personal loan as a woman:-
Apply for a personal loan at SMFG India Credit by following these directions:
Secure a personal loan at SMFG India Credit with these 10 easy instructions that will help you meet your monetary goals.
* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.
SMFG India Credit offers a flexible loan tenure that ranges from 12 months to 60 months.
The time taken to get a personal loan for women depends on several factors such as your mode of application (online or offline), your loan eligibility, and the accuracy of your documents.
Once you apply online, you can get an instant loan offer depending on your eligibility. After this, our representative will get in touch with you to process the application, which will go through various checks. If you pass all the checks, your loan will be approved and sanctioned. Once approved, the funds will be transferred to you within 30 minutes* of approval.
The offline process where you visit any of our branches may take a slightly longer time than the online process.
The loan amount can go up to INR 30 Lakhs* for salaried employees and up to INR 10 lakhs* for self-employed individuals.
Housewives can get a personal loan with a co-applicant having a strong credit history and a stable income source. At SMFG India Credit, the minimum loan amount that housewives can get is INR 50,000*. Depending on the eligibility, the maximum loan amount for salaried applicants can be availed is INR 30 Lakhs*. For a self-employed applicant, the maximum loan amount is INR 10 lakhs*.