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As a chartered accountant you are great at offering advice, doing audits and creating solutions based on the financial records of your clients. However, if you want to scale your own operations, you may need extra working capital to extend your office premises, expand your team, and much more.
We understand your needs for quick financing and so we are here to offer customised business loans for chartered accountants. Our digital lending processes along with fast disbursals help you expand or consolidate your practice and business at the right time.
Features And Benefits
Unsecured Business Loans up to 75 Lakhs*
Get loans upto 75 Lakhs* through a smooth process.
Quick, hassle-free loan application
Our loan application process is very simple and can be initiated online
Flexible repayment option
Choose a suitable tenure varying upto 48 months*.
No collateral*
Business loans for chartered accountants are available without collateral or guarantors*
Minimum documentation
No lengthy paperwork required! We can also pick up your documents from your doorstep.
*Terms and Conditions apply
Page also available in: हिन्दी - Hindi
* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.
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FAQs
Is there any age eligibility criterion for me to apply for a Business Loan
You need to be at least 22 years of age to apply for a Business Loan under the 'Self Employed Business Category'. A relaxation of 2 years will be made if you are a non-professional. You cannot exceed 65 years of age at the time of Loan Maturity.
Are there any eligibility criteria that my business entity should meet for me to apply for a loan?
Yes, the annual turnover of your business should be between 10 Lakhs and 100 Crores*. Further, your business needs to be in continuity for the last 3 years showing positive trends in turnover and profit for the last 2 years. Your Income Tax Returns of the last 2 years should reflect taxable income of above 2 Lakhs per annum.
*Should your turnover be above 30 Crores, please refer to the SME Loans section to understand the solutions that are designed for the SME segment.
What is a Business Installment Loan?
Business Installment Loans are the loans, which are used to meet medium term working capital needs.
How can I repay my Business Loan?
You can repay the loan in equal monthly installments (EMIs). The loan can be repaid through post-dated cheques. You can also repay through an ECS mandate to your bank.
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