Ranchi, the capital of Jharkhand is a city of waterfalls. It promises industrial growth and has a newly opened science city. It is one of the 100 potential smart cities of the country. SMFG India Credit is a reputable personal loan provider in Ranchi. We understand the importance of financial freedom and offer you customized personal loans to help you fulfill your dreams. Personal loans, today, offer a host of opportunities to meet planned and unplanned events. SMFG India Credit gives you instant loans with an array of benefits like easy documentation and speedy processing.
SMFG India Credit’s personal loan in Ranchi is your personal protector against any sudden event life may make your face. It is also a financial boost to achieve something on the personal front or for your entrepreneurial aspirations.
SMFG India Credit offers instant loan approval in Ranchi. Once the documents are successfully verified, the loan approval is provided and the funds are disbursed to your registered bank account shortly.
You can apply for SMFG India Credit personal loan in Ranchi as a salaried individual and as a self-employed individual. Your age needs to be between 21 to 60 years. As a salaried individual, you need to be earning Rs. 20,000 on a monthly basis. You also need to be working in the current organization for a minimum of 6 months, with a minimum overall work experience of at least 1 year. You should have a good CIBIL score of upto 750. As a self-employed individual, your eligibility is based on the minimum yearly profit after tax. It further depends on the type of your profession or industry.
SMFG India Credit documentation includes filling and signing the given application form. You need to provide basic KYC documents such as PAN, identity and address proof. . Additionally, you may provide salary slips for the last three months, bank statements for the last six months, and income tax returns or form 16 if you are a salaried individual. You can provide your income proof or financial statements as income proof and bank statements of the past 6 months if you are a self-employed individual.
SMFG India Credit personal loan in Ranchi can be applied through 2 modes, online and offline both. You need to start by clicking on the ‘Apply Now’ button followed by filling up the form that is provided on the website. Thereafter, you need to enter the required loan amount and tenure. The next step is to upload the requisite documents to the website. If you keep the scanned copy of your documents ready, it will certainly smoothen the application process. The last step is to submit the transaction.
Based on the information you provided, you may be provided in-principal approval if your application meets the required eligibility criteria. Thereafter, your application will be processed and documents will be verified. Upon successful verification, the loan gets approved and the funds are credited to your account. The other option to apply for this loan is offline. You can visit your nearest SMFG India Credit branch and our representatives there will guide you through the process.
We offer all interested applicants a free eligibility calculator online, which lets you calculate the maximum loan amount you may get. Personal loan eligibility, however, depends on various factors including your disposable income, nature of employment, credit score & history, etc. SMFG India Credit’s personal loan eligibility calculator can help you understand how much loan you can get based on your net monthly income and the sum of your current EMIs.
SMFG India Credit’s personal loan EMI calculator provides you an estimated EMI, which can help in planning your future monthly outflow. All you need to do is to enter the loan amount, repayment tenure, and rate of interest.
Second Floor, 203, Mahabir Tower, Main Road, Ranchi, Jharkhand - 834 001
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).
You can take our personal loan for a variety of reasons.
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