Downloads

You can view and download the following forms, mandate and agreement.

Some Important Definitions for Customers

Learn about terms like SMA, NPA & more

 

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Complaints Form

Bureau Related Disputes

 

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Terms and Conditions for Digital Personal Loan Application

 

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Deemed OVD for Address Proof

 

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SMICC - Trade Relief Measures

Implementation of RBI Trade Relief Measures, 2025

 

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DDM Mandate

Avail the auto debit facility

 

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Change Request Form

Change/modify your personal details

 

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Transfer Request Form

For Balance Transfer/Foreclosure

 

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TDS Refund Request Form

TDS Refund Request Format

 

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Agreements

Loan Agreements in Various Languages

 

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Loan Application Form

Available in 12 Indian Languages

 

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General Terms & Conditions

General Terms & Conditions for your loan

 

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Ombudsman Scheme

for Non-Banking Financial Companies

 

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Additional FAQs

For Existing Customers

 

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Consumer Protection and Awareness

Cyber Safety and hygiene

 

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Insurance Claims Corner

 

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Insurance disclaimer SMICC is registered with the Insurance Regulatory and Development Authority of India (IRDAI) as a Corporate Agent. IRDAI Registration No.: [CA0098] CIN No. U65191TN1994PLC079235. The insurance policy is a contract between the customer and the insurance company, and policy is underwritten by insurance companies. SMICC acts only as the distributor and is not responsible for any risk, policy issuance, claim settlement/repudiation etc. Insurance is the subject matter of solicitation. Purchase of insurance is voluntary and subject to insurer underwriting and policy terms and conditions. Customers are advised to read the policy terms and conditions, benefits, exclusions, claim settlement carefully before purchase. Kindly note that “Insurance Products” are not mandatory for the purpose of the application and disbursement of loan. It shall be the sole discretion of the customer, by providing explicit consent, to avail such insurance along with the Loan.
Beware of Spurious calls/ Fraud phone calls IRDAI is not involved in activities like selling Insurance policies, announcing bonus or investment of premium. Public receiving such phone calls are requested to lodge a police complaint.