Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Thiruvananthapuram, or more popularly known as Trivandrum, is the capital of Kerala and a destination for financial institutions hosting a huge range of products. Personal loans are offered at attractive interest rates and good terms and conditions. Personal loans not only take care of emergencies but also planned expenditure. They help in achieving dreams. A SMFG India Credit Personal Loan can certainly help you fulfill your financial dreams by offering attractive returns, ease of operation, instant approval, etc.

If you are looking for a personal loan in Trivandrum, apply with SMFG India Credit today. Please note that personal loan eligibility will depend upon your credit history, monthly salary, years of work experience, etc.

Advantages of Applying For a Personal Loan in Trivandrum:

  1. Quick Processing: SMFG India Credit offers instant decisioning in processing your personal loan online. Our hassle-free processing makes sure of approvals at the fastest speed thereby ensuring speedy disbursals. Our team verifies documents quickly and we then disburse your loan into your account.
  2. Easy Eligibility: SMFG India Credit Personal Loan is offered to salaried individuals as well as self-employed individuals. Salaried individuals need to be earning Rs. 20,000 per month (INR 25,000 for residents of Mumbai and Delhi) to be eligible. 
  3. Repayment Tenure: Our repayment tenure if flexible. You can repay your loan over a period of 12 months to 60 months as per your convenience. You may choose to pay through cheques, online payment or subscribe for auto debit or ECS facility. 
  4. Easy Documentation: Our documentation is extremely simple. You need to furnish your KYC (Know your Customer) documents, proof of Income, and bank statements. Salaried individuals need to provide their 3 months salary slips as an additional document.
  5. Loan Amount: You can apply for personal loans in the range of Rs. 50,000 to Rs. 30 lakhs*.
  6. Ease of Application:  You can apply for a personal loan online. You may start by clicking on the ‘Apply Now’ button on this page, after which you need to fill up the application form with all the necessary details and specify the amount and tenure. You can upload the requested documents and then submit them. Upon verification, the personal loan amount would be credited to your account within hours. Alternatively, you can visit your nearest SMFG India Credit branch, and our representatives will guide you through the application process.
  7. Personal Loan EMI Calculator: Before you apply, you can use our personal loan EMI calculator to estimate the monthly EMI you will need to pay for a given tenure, loan amount, and interest rate. 

Apply for Personal Loan  

* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

Contact Us

Address:

2nd floor:“ Sitara Tower”, TC No 81/2863, Manorama Road, Near Aristo Junction,Opposite Desabhimani Building, Thampanoor, Trivandrum 695001, Kerala

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).

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