Let's Calculate Your Personal Loan EMI

`
50,00030,00,000
Months
12 Months60 Months

Calculated EMI* 6,642

*at 13 annual interest rate.

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Loans Upto ` 30 Lakh*

Quick Disbursal

Minimal Documentation

Flexible Tenure

Personal Loan in Trivandrum

Thiruvananthapuram, or more popularly known as Trivandrum, is the capital of Kerala and a destination for financial institutions hosting a huge range of products. Personal loans are offered at attractive interest rates and good terms and conditions. Personal loans not only take care of emergencies but also planned expenditure. They help in achieving dreams. A SMFG India Credit Personal Loan can certainly help you fulfill your financial dreams by offering attractive returns, ease of operation, instant approval, etc.

If you are looking for a personal loan in Trivandrum, apply with SMFG India Credit today. Please note that personal loan eligibility will depend upon your credit history, monthly salary, years of work experience, etc.

Advantages of Applying For a Personal Loan in Trivandrum:

  1. Quick Processing: SMFG India Credit offers instant decisioning in processing your personal loan online. Our hassle-free processing makes sure of approvals at the fastest speed thereby ensuring speedy disbursals. Our team verifies documents quickly and we then disburse your loan into your account.
  2. Easy Eligibility: SMFG India Credit Personal Loan is offered to salaried individuals as well as self-employed individuals. Salaried individuals need to be earning Rs. 25,001 per month to be eligible. 
  3. Repayment Tenure: Our repayment tenure if flexible. You can repay your loan over a period of 12 months to 60 months as per your convenience. You may choose to pay through cheques, online payment or subscribe for auto debit or ECS facility. 
  4. Easy Documentation: Our documentation is extremely simple. You need to furnish your KYC (Know your Customer) documents, proof of Income, and bank statements. Salaried individuals no need to provide salary slip, Bank statements submitted should display salary being credited.
  5. Loan Amount: You can apply for personal loans in the range of Rs.1 Lakh to Rs. 10 Lakhs*.
  6. Ease of Application:  You can apply for a personal loan online. You may start by clicking on the ‘Apply Now’ button on this page, after which you need to fill up the application form with all the necessary details and specify the amount and tenure. You can upload the requested documents and then submit them. Upon verification, the personal loan amount would be credited to your account within hours. Alternatively, you can visit your nearest SMFG India Credit branch, and our representatives will guide you through the application process.
  7. Personal Loan EMI Calculator: Before you apply, you can use our personal loan EMI calculator to estimate the monthly EMI you will need to pay for a given tenure, loan amount, and interest rate. 

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* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

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Insurance disclaimer SMICC is registered with the Insurance Regulatory and Development Authority of India (IRDAI) as a Corporate Agent. IRDAI Registration No.: [CA0098] CIN No. U65191TN1994PLC079235. The insurance policy is a contract between the customer and the insurance company, and policy is underwritten by insurance companies. SMICC acts only as the distributor and is not responsible for any risk, policy issuance, claim settlement/repudiation etc. Insurance is the subject matter of solicitation. Purchase of insurance is voluntary and subject to insurer underwriting and policy terms and conditions. Customers are advised to read the policy terms and conditions, benefits, exclusions, claim settlement carefully before purchase. Kindly note that “Insurance Products” are not mandatory for the purpose of the application and disbursement of loan. It shall be the sole discretion of the customer, by providing explicit consent, to avail such insurance along with the Loan.
Beware of Spurious calls/ Fraud phone calls IRDAI is not involved in activities like selling Insurance policies, announcing bonus or investment of premium. Public receiving such phone calls are requested to lodge a police complaint.