Policies

SMFG India Credit believes in idea-led policies that generate action.

Anti-Bribery and Anti-Corruption Policy

Fair Practices Code and Guidelines

This Fair Practice Code is aimed to provide to all the stakeholders, especially customers, an effective overview of practices followed by the company with respect to the financial facilities and services offered to the customers.

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Collection Amount Appropriation Policy

Any payment received (other than Foreclosure) would be appropriated in the following order of priority ...

RETURN OF SPDCS/PDCS

Any unbanked/unused cheques of the Borrower(S) as issued in favour of SMFG India Credit with regard to the loan...

Corporate Governance Policy

Corporate governance is about commitment to values and ethical business conduct. It is about how an organization is managed....

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Policy Of Non Discrimination

Policy Of Non Discrimination Towards Physically And Visually Challenged Person. Loan Facilities To Physically and Visually Challenged Applicant...

At SMFG India Credit Co. Ltd.(Formerly Fullerton India Credit Co. Ltd.)(“SMFG India Credit”) we are strongly committed to protect the personal and financial information...

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Know Your Customer - Anti Money Laundering (KYC-AML) Guidelines

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Code Of Practices And Procedures For Fair Disclosure Of Unpublished Price Sensitive Information (UPSI)

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Whistle Blower Policy

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Corporate Social Responsibility (CSR) Policy

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General terms and conditions as applicable to the borrowers for availing credit facility from SMFG India Credit for unsecured loan

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General terms and conditions as applicable to the borrowers for availing credit facility from SMFG India Credit for two wheeler loan