Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Growing Enterprise Loan

We can never put a fixed number for our monetary requirements. However, we can always plan for our short-term goals. Be it business or personal there are several reasons that one requires financial assistance.

SMFG India Credit’s aim is to provide financial assistance in such scenarios wherein the requirement ranges between INR 50,000 to INR 5,00,000. Most importantly, SMFG India Credit understands and realizes that while one aspires to achieve, he/she often faces hurdles in terms of processes. To make things easier and convenient for you, SMFG India Credit does not require documents for a loan amount up to INR 3,00,000.

Features & Benefits

No Income Documents Required

For a loan amount up to INR 3,00,000, for salaried professionals with monthly salary upto INR 20,000, SMFG India Credit does not require ITR or Salary Slips

Loan Amount Starting @ INR 50,000

You can avail SMFG India Credit’s Growing Enterprise Loan for an amount between INR 50,000 to INR 5,00,000.

Loan Disbursed

Loan Disbursed within 2 days

Once the loan is processed, which usually takes around five days, the amount is disbursed within 48 hours

Cashless Repayment Option

You can avail the loan repayment via various digital transaction options like NACH, e-NACH, UPI etc. You do not have to visit our branch for loan repayment and can opt for seamless digital EMI repayment.

Check Required

No Post-Dated Cheque required for loans less than INR 1,50,000

You do not have to worry about the financial commitment prior to the disbursement of the loan.

Apply for Growing Enterprise Loan

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Eligibility Criteria


Fees & Charges



  • Existing or new SMFG India Credit customers can avail this loan
  • Please visit the page to know about Interest Rates
  • Two photographs of Borrower
  • Address Proof of Applicant and co-applicant (Voter ID card, UID, Passport or Driving License)
  • Income proof, Copy of Income Tax Return, Financial Statement of the Firm, Sales Tax returns etc.
  • Identity Proof & PAN Card/Form 60 of applicant and co-applicant.
  • Security Post-dated cheque for loan amount Rs.1,50,000.

* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.