Ahmedabad is the largest non-coastal industrial centre in Western India. It is included in the elite list of the top 10 fastest growing cities in the world. The city has an enormous and varied range of industries - comprising of textiles, pharmaceuticals, plastics, metal, machinery, chemicals, electronics, and passenger cars. This cultural and economic powerhouse of Western India has also flooded the pages of various magazines and newspapers as one of the best cities to live in, in India.
You can deduce from these facts that Ahmedabad offers enviable and expanding job opportunities aided by a booming economy resulting in increased wealth in the hands of people. The inevitable consequence is rising aspirations and increasing ambitions to seek loans to fulfill demands from the most basic to the most affluent, be it debt consolidation, home renovation, wedding, etc.
Ahmedabad is also home to some of the premium education institutes of the world like IIM Ahmedabad, MICA, IIT, Nirma University, etc. SMFG India Credit understands your needs and aspirations as a resident of this city and thus, we offer a wide variety of personal loans in Ahmedabad customised to your needs.
The personal loan documents required at SMFG India Credit are very minimal, and there is a comprehensive list to select from.
Here are a list of the basic eligibility criteria to apply for a personal loan in Ahmedabad with SMFG India Credit
You can use our free online personal loan eligibility calculator to have an idea of the loan amount you are eligible for. You can get an estimate of the maximum loan amount you can apply for by entering your date of birth, the city you live in, your net monthly income, existing monthly EMI obligations, preferred rate of interest, and required tenure of the loan. However, the amount is indicative; the actual loan eligibility amount may depend on many other factors like bank account information, employment history as well as SMFG India Credit’s credit policy at the time of application.
If you reside in Ahmedabad, you must have a minimum salary of Rs 20,000 per month. In case you reside in Mumbai/Delhi, you must have a minimum salary of Rs 25,000.
At SMFG India Credit, we provide the most competitive interest rates customised to each individual’s profile and requirement. Our personal loan interest rates range from 11.99% to 36% and are charged based on the loan amount, tenure of the loan, purpose, and requirement of the loan, risk assessment of the loan applicant, and his credit score. A processing fee of 0%-6%of the loan amount is also applicable. In case of pre or part payment, foreclosure charges are applicable. For more details, please visit our personal loan interest rates page.
We don’t want you to wait in long-entrenched queues and wait endlessly for days expecting a response. We don’t even want you to brave the noisy traffic and come to the branch unless you specifically prefer to meet in person. Hence, we have made the process of applying for a loan and the concurrent feedback quick, easy and customer-friendly.
You can apply for an instant personal loan in Ahmedabad by following these steps:
If you prefer directly conversing with the customer service representative, you are free to walk in any of our branches, and our representative will be happy to serve you.
Now you can apply for a personal loan in Ahmedabad 24/7 with Chatbot Dia, a dedicated online service available to the residents of the city on the SMFG India Credit website’ home page.
A-302, A-303, A-304, A-305, A-306 & B-306, Third Floor, Amrapali Lakeview, Opp. Vastrapur Lake, Vastrapur, Ahmedabad, Gujarat 380015
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).
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