Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Thane is one of the upcoming metropolitan cities in Maharashtra, and shares its borders with Mumbai and Navi Mumbai districts. Over the past 15 years, the city has emerged into one of the most important locations for high quality real estate and commercial activity. A number of startups and new businesses especially in the financial domain have set up their offices in Thane due to the affordable prices for leasing commercial property. A large number of people who work in Mumbai have also invested in real estate here, due to its great connectivity with Mumbai and better infrastructure. 

SMFG India Credit is a leading personal finance company in Thane. We strive to provide our customers with the best solutions so that they can realise their aspirations – no matter how big or small with ease. Read further to know more about our personal loan in Thane.

Interest Rates and Charges for Personal Loan in Thane

  • Get personal loans at attractive interest rates starting from 11.99%. Please note that we will consider your eligibility as per our policy as applicable at the time of loan application
  • We charge a minimal processing fee between 0 to 6% of the loan amount.

Eligibility Criteria for a Personal Loan in Thane

  • Residents of India may apply
  • Minimum monthly salary of INR 20,000
  • Applicants should be between 21 – 65 years of age
  • Applicant must have a stable income source (employment at a firm or self-employed business)
  • CIBIL score of 750 or above
  • Applicants must have the required documentation
  • Applicants receiving cash salaries will not be considered
  • Salaried applicants must be employed at their current job for a minimum of 1 year and self-employed applicants must have business existence proof of at least 2 years  

Personal Loan Application Process

Steps to follow to obtain a personal loan from SMFG India Credit:

  1. Start with the loan application journey by simply clicking here.
  2. Fill in details such as mobile number, PAN, pincode, and employment type (salaried or self-employed).
  3. Verify your mobile number with a 6-digit OTP; email ID verification is also required.
  4. State more details such as your email address, birth date, gender, employment history, and income information.
  5. Check the tailored loan offer, focusing on the loan amount, fees, and repayment details. Confirm acceptance once satisfactory and consider the option we will provide to choose a higher loan amount.
  6. Provide employment specifics if you are a salaried applicant.
  7. Complete identity and address verification online via CKYC, OKYC, DigiLocker.
  8. Provide bank details, which we will verify. After verification, you will be led to the 'Additional Details' stage to provide more information such as loan intent and marital status.
  9. Select the payment mode you prefer from a debit card or internet banking, and set up eNACH.
  10. Digitally sign the loan agreement after review, completing it with OTP validation.

Complete these easy personal loan application steps from SMFG India Credit and move a step closer to your financial aspirations.

Documents Required for Personal Loan

  1. Your photograph will need to be uploaded when you submit the online application form
  2. Basic documents such as ID proof, address proof, etc. to fulfil KYC needs
  3. Proof of employment proof such as appointment letter for salaried applicants; or business existence proof documents for self-employed applicants
  4. Past 6 months’ bank statements
  5. Most importantly, you will also need to submit proof of income. For salaried applicants, this will be salary slips of the last 3 months, and audited financials for self-employed applicants 

For more details, please check our personal loan documents page

Advantages of SMFG India Credit Personal Loans

These are some of the reasons why one looking for an urgent personal loan in Thane must consider partnering with SMFG India Credit:

  1. We provide a loan amount that best suits your requirement, upto a maximum of INR 25 lakhs*
  2. We offer personal loan interest rates starting from 11.99% which will be the best possible deal as per your individual profile
  3. Our complete digital process ensures that you get your loan within less than 24 hours (after submission of all information / documents)
  4. We ensure a hassle free experience by keeping our documentation requirements to a minimum
  5. You can opt for a flexible repayment tenure between 12-60 months to plan your EMIs better as per your monthly budget 

Apply today, and give us the opportunity to help you meet your aspirations. Be it a medical emergency, a dream vacation, a wedding, plans to renovate your home, certification courses to upgrade your professional skills or any other requirement – we will have a solution to support your dreams.

*Terms and conditions apply


* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

Contact Us

Branch Address 1

Shop No 1, 2 & 3, Gr floor, Prestige Precinct, Next to Nitin Company, Almeida Road, Panchpakdi, Thane (W), Thane - 400 602

Branch Address 2

Office No.1542, 15th Floor, Dev Corpora,Pokhran Road No.1,Eastern Express Highway, Opposite Cadburys, Thane, Maharashtra, Mumbai, Maharashtra 400601, India

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).

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