Knowledge Center - Business Loan

The right equipment can be a catalyst for business growth – but should you lease it or finance…

Searching for part-time earning ideas? A part-time business can be an excellent way to…

Micro, Small and Medium Enterprises (MSMEs)…

With a blend of cultural heritage, a modern and well-developed infrastructure, and a business-…

Asset-based loans or ABL loans have become a widely used source of business financing. These…

Managing debt can sometimes prove challenging for businesses. When a company faces high debt…

Fraud and financial scams can pose a serious threat to businesses, leading to financial losses,…

Operating a business in India requires compliance with various legal formalities, including…

Managing credit risk is essential for both lenders and borrowers as it can significantly…

Starting a business does not always require a huge investment. With careful planning, strategic…

Understanding financial metrics is crucial for businesses aiming to thrive in a competitive…

Running a business requires closely monitoring financial health, and companies use various…

When it comes to running an MSME (Micro, Small, and Medium Enterprise) in India, understanding…

Understanding how money flows in a business is essential for making informed financial decisions…

Growing a business requires capital, and one of the earliest forms of financial support is seed…

From time to time, the Government of India has introduced various schemes to support the growth…

The MSME ZED certification (Zero Defect Zero Effect), introduced by the Indian government,…

Managing a business effectively requires a clear understanding of key financial metrics and how…

Managing cash flow can be one of the biggest…

Non-Convertible Debentures (NCDs) are a popular fixed-income investment option in the financial…

Business loans are a crucial financial tool for enterprise owners looking to expand or manage…

In today’s fast-paced business world, understanding cash flow is essential for maintaining…

The Micro, Small, and Medium Enterprises (MSME…

Knowing whether you meet the business loan eligibility criteria may seem challenging, but it is…

Jaipur, famous for its majestic architecture and cultural heritage, offers a thriving…

What makes Bhopal a promising place to start a business? With its rich cultural heritage,…

The financial sector in India has seen significant transformations in recent years, with Non-…

Small and Medium-sized Enterprises (SMEs) form the backbone of economies worldwide, contributing…

Micro, Small, and Medium Enterprises (MSMEs) are integral to India’s economic structure. These…

Have you ever wondered why some businesses aspire to scale globally while others focus on…

India is the second-largest franchise market globally and is projected to grow at an annual rate…

Technology has significantly transformed the financial services landscape in recent years,…

It’s estimated that women-led businesses in India could generate 150-170 million new jobs by…

A cold storage business involves storing perishable goods like fruits, vegetables, dairy, and…

Having advanced machinery or equipment is crucial for businesses to stay competitive, improve…

The Emergency Credit Line Guarantee Scheme (ECLGS) is a financial initiative introduced by the…

Expanding your gym is more than just adding square footage; it’s also about enhancing your…

As the country moves rapidly towards digitisation, online businesses are flourishing. Many small…

Many individuals start a food business from home out of a passion for cooking, but running a…

The solar panel business in India is at a significant turning point. As the third-largest energy…

In the business world, certain identifiers are essential for tracking and regulating the…

The Coir Udyami Yojana (CYU) scheme is a significant initiative by the Government of India aimed…

The Goods and Services Tax (GST) was introduced in India on July 1, 2017, as a major tax reform…

With its rich diversity, abundant resources, and strategic geographical location, India offers…

In recent years, data has become a powerful catalyst in transforming small business lending in…

High business loan interest rates can result in higher EMIs (Equated Monthly Instalments),…

For countless aspiring entrepreneurs in India, the initial hurdle isn't the business idea—it's…

Many people assume that poor credit scores are the only reason for business loan rejections.…

Revenue-based funding or revenue-based financing is a flexible financing option that allows…

The Goods and Services Tax (GST) has been one of the most significant tax reforms in Indian…

Inventory financing allows businesses to secure funding by using their existing inventory as…

Every decade brings forth new business models driven by advancements in technology. In this…

Did you know that India has over 1,85,000 registered companies with a combined paid-up capital…

Businesses often need access to financial assistance to manage their day-to-day capital needs.…

The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme is a government…

Starting a pharmacy business in India can be a lucrative venture due to the consistent demand…

Tea is deeply rooted in Indian culture, and the rising popularity of brands like Yewale…

Stationery products are in consistent demand throughout India, making this business a…

The public transport market in India is projected to grow at a CAGR of 4.71% from 2024 to 2029,…

An Introduction to the Garment Industry in India The garment industry in India is one…

India is a flourishing market for clothing of every size, colour, and texture. From traditional…

Grocery stores in India aren’t a rare sight. They are a thriving business in India and can be…

Between April 2023 and March 2024, Passenger Vehicle Exports in India witnessed a remarkable…

If you’re looking for a creative and potentially lucrative business idea, stepping into the 3D…

In West Bengal, obtaining a fire license is of immense importance for any business to ensure…

Starbucks entered the Indian market in 2012 through a joint venture with Tata Consumer Products…

Travel is a passion for many, but obtaining a visa can sometimes be a hassle. Imagine the…

A trade license in Karnataka is a mandatory requirement for all businesses operating in urban…

A Gumasta license is a legal permit required for businesses operating in Maharashtra, serving as…

To enter government contracts or secure high-value business deals, proving your financial…

Starting a hotel business requires completing several legal requirements, from hotel…

Changing consumer preferences have led to a massive increase in online food delivery platforms…

India’s growing demand for safe drinking water presents a lucrative opportunity in the water…

The photography industry offers exciting business opportunities for young entrepreneurs looking…

The Food Safety and Standards Authority of India (FSSAI) establishes regulations to ensure that…

Starting a business in India requires various processes, including obtaining the necessary…

Whether you're a small startup or a large corporation, understanding what fixed capital is and…

Kerala’s breathtaking beauty is widely recognised, but few are aware of its immense business…

Small-scale industries contribute significantly to the country’s employment and GDP growth.…

West Bengal has often been referred to as India’s economic powerhouse. The state’s strategic…

Personal finances might cover initial startup costs or regular business expenses, but what about…

Karnataka is known for its rich cultural heritage, technological advancements, and diverse…

Odisha, renowned for its stunning ancient temples, vibrant tribal culture, and picturesque…

Business loans are an excellent option to secure funding for establishing a business, sustaining…

From Ambanis to Kotaks, Gujarat has long been a hub for successful entrepreneurs. With over 1,…

Jharkhand, renowned for its rich mineral resources, strong industrial base, and strategic…

Andhra Pradesh is rapidly emerging as a hub for entrepreneurship, offering a wealth of business…

Goa is not only a popular tourist destination but also a hub of unique business opportunities.…

Assam is a state renowned for its natural beauty of lush landscapes, wilderness, national parks…

As the global population continues to grow, with projections indicating a significant rise by…

Chennai, the capital of Tamil Nadu, is a cultural and economic hub with strong potential for new…

Bihar is known for its rich culture and history. Recently, the state has seen an influx of…

Lucknow is an ideal place to start a business for many reasons. As a leading tier 2 city,…

Bangalore, or Bengaluru, is often referred to as ‘The Silicon Valley of India’, owing to its…

Surat, known as the "Diamond City of India," has turned into a hub for various industries,…

With a city population of around 4.97 million and a metropolitan area reaching nearly 19.94…

The Ministry of Tourism (MOT) acknowledges the growing Meetings, Incentives, Conferences and…

Food Safety and Standards Authority of India (FSSAI) helps Food Business Operators (FBOs) become…

In India, ensuring food safety is a priority, which is where the FSSAI license comes into play.…

Business finance is a crucial aspect of any company's operations, impacting its overall health…

Micro, Small and Medium Enterprises (MSMEs) are a crucial part of India’s business landscape,…

A car rental business in India can be a profitable venture, especially in urban areas where…

Wondering how to start an event management business? With the events and exhibitions market in…

The shift from conventional farming practices to starting organic farming in India is gaining…

What Is the Meaning of Accrued Interest?--> Accrued interest, by definition, refers…

The Micro, Small, and Medium Enterprises (MSMEs) sector accounts for over 40% of the country’s…

NSIC stands for The National Small Industries Corporation. Established in 1955, it is a pivotal…

If you are planning to start a new business in Maharashtra, one of the most prominent questions…

Out of the numerous business support programs in India initiated by the government, the Start-up…

A subsidy is a benefit given by the government to an individual, a business, or an institution.…

A sound financial analysis is crucial for any business, providing valuable insights into its…

The Udyogini scheme is a groundbreaking initiative designed to support women entrepreneurs in…

As the world learns more about sustainability, there is a distinct shift in the way businesses…

In India, the DIY and hardware business market is expected to grow at an annual rate of 1.98% (…

Accrued expenses means the costs that are recognised in the books of the organisation before…

Water is an essential commodity. Due to its scarcity, there is a huge demand for mineral water,…

The HSN code full form is the Harmonised System of Nomenclature code. It plays a crucial role in…

In the world of finance, debt instruments play a crucial role in facilitating borrowing and…

Sufficient capital is crucial for the growth and sustainability of any business. Sources of…

Obtaining a Tax Deduction Account Number (TAN) is a crucial step in tax compliance for…

Introduction Professional tax is an often overlooked yet important obligation for many…

One of the key problems faced by Micro, Small, and Medium Enterprises (MSMEs) is delayed…

Many small business owners cannot access adequate government support and financial products due…

Ever wondered what is TAN exactly? Short for Tax Deduction and Collection Account Number, it is…

A Small and Medium-sized enterprise (SME) or Micro, Small, and Medium enterprise (MSME) business…

Facing a financial crisis, arising from factors like economic downturns or internal issues, is…

Introduction Running a business requires strategic financial planning. Often, that…

A government registration process called Udyog Aadhar, or Udyam Aadhar Registration, provides…

If you are a new business owner and want to enhance your business credibility in India, it is…

Taking out an MSME loan can be a big step for small and medium-sized enterprises aiming to scale…

Understanding direct and indirect taxes, for a business owner, is more than just a must-do for…

If you wish to establish or build your own business but need more financial resources, venture…

In this new-age technical realm, your dream of having your own business can be supported by the…

Ever heard of the term "letter of credit"? It's like a backstage pass to the world of trade,…

Definition of Dropshipping--> Dropshipping, an e-commerce retail model, enables…

Embarking on the journey of starting an export business in India is a promising venture, marked…

Delhi's business landscape is vibrant, brimming with potential for entrepreneurs, professionals…

Having a solid understanding of Net Working Capital (NWC) is crucial for businesses seeking to…

The Employee State Insurance (ESI) scheme, managed by the autonomous Employee State Insurance…

Micro, Small, and Medium Enterprises (MSME) play a pivotal role in fostering economic growth and…

Today, the Indian government classifies any micro, small, or medium enterprise (MSMEs) as 'Udyam…

An e-mandate, short for "electronic mandate," is a digital authorization…

The impact of MSME on the Indian economy cannot be emphasized enough. Today’s youth need not…

Whether you're a new entrepreneur or an existing business owner, an MSME registration online…

In August 2008, the Government of India sanctioned the creation of a novel credit-linked subsidy…

India is a country renowned for its rich and diverse cuisine, steeped in a vibrant food culture…

In the dynamic world of business, financial flexibility is often the key to success. Short term…

In the realm of financial analysis, businesses continuously strive to optimize their operational…

Financial management is the umbrella under which processes like working capital management lie.…

The business loan CIBIL score, often referred to as a credit score, is a three-digit numerical…

Around…

Starting a business doesn't always require a hefty initial investment. In fact, many successful…

Novel ideas and market opportunities are propelling food and service entrepreneurs to success.…

Working Capital Management, which is often considered to be the foundation of a company's…

While small business loans can be a lifeline for enterprises in need of capital for various…

MSME’s, which stand for micro, small, and medium enterprises, are vital to the growth of India's…

Businesses are quite dynamic and ever-changing. To stay ahead of the competition, it’s important…

Running a successful small business takes time, energy, and a lot of effort to make sure…

India is a rapidly growing economy with tremendous potential for businesses of all sizes. With…

Whether you’re a small…

Business loans are becoming increasingly popular among small businesses and entrepreneurs. With…

If you are a small business owner or entrepreneur who is looking for financing to grow your…

For entrepreneurs to operate and grow their businesses, they need access to business loans.…

Being a business owner is not easy. Every day is a challenge; procuring inventory, equipment,…

After the COVID-19 pandemic hit India, many people have faced troubles in winning back their…

Many small business owners in India turn to running a wholesale business to earn greater profits…

Women in entrepreneurship are one of the major reasons that this country is seeing growth. In…

As a small business owner, you wear many hats at once. From marketing to financing, you are in…

In India, travel and tourism are the largest work sectors of the economy. Because of the ever-…

A business can be of many types and sizes. There are small businesses working with a staff of…

It is a matter of pride to see your shop flourish the way you dreamt it to. For a shopkeeper,…

India has progressed amazingly in the field of entrepreneurship, especially in the past decade.…

As a small business owner, any significant step towards business growth, like expansion,…

For any business to prosper, one of the mandatory requirements is funds. The flow and growth of…

Business loan refinancing is a very common practice used by business loan borrowers to lower the…

What is a Working Capital? The amount of working capital can make or break a business…

AADHAAR is one of the most vital personal identification documents widely used in India. It is…

In a business, there are two financial metrics that owners or businesses keep a close eye on:…

Medical technology is advancing in leaps and bounds. We expect to avail quality medical services…

Once you begin a business, you need to constantly sustain it and earn profits for the same. You…

With the growing population, the requirement for products and services in the economy is…

Most businesses need to buy types of equipment and they need to regularly spend on their…

Every business owner needs access to a line of credit or cash to ensure that the venture…

Gone are the days when women were conformed to the boundaries of household chores. Today, women…

With the new generation taking over the world, most people wish to open up businesses of their…

"Access to capital" is one of the considerable barriers small businesses face while looking to…

Starting your own business is one of the most satisfying things you can do for yourself. As…

Today, customers are more interested in buying and using eco-friendly products and reducing…

Small and Medium Enterprise (SME) units play a crucial role in the development of modern…

India as a country has progressed significantly over the years ever since attaining Independence…

Business loans are provided to business owners who satisfy the lender’s eligibility criteria. If…

30 Small Business Ideas to Start in 2025 Will 2025 be that unique time in your life…

Running a business is no easy task. And, if you are starting a new venture with a completely new…

Some of the best business ideas in India have come from first-time entrepreneurs. Today, the…

Businesses, whether they are small or large, managing and controlling expenses is the key to…

Are you worried about how to repay business loans fast and the thought is weighing you down? If…

Whether you are a start-up idea, a serial entrepreneur or a seasoned businessman, every venture…

Trading business ideas are a low investment and, depending on one’s skill, quite lucrative.…

The majority of businesses during their lifecycle have to depend on some form of loan or credit…

Due to a unique situation in the market, Mr. X, who is in the business of running a hotel is…

Working capital is the most important component of a business that represents the liquidity…

Finance is the heart and soul of any enterprise. It plays a vital role right from the…

Women belonging to different strata of society have always been multitaskers juggling home and…

Business loans are primarily an unsecured loan type that helps business owners and entrepreneurs…

People who have business ideas also have the vision to see the reward. Risk and reward go hand…

An economy's growth depends on its MSMEs (Micro, Small and Medium  Enterprises). MSMEs always…

MSMEs’ are the heart and soul of the Indian economy. They are the second-largest employer,…

The coronavirus has shaken the world in unprecedented ways. What started as an epidemic in Wuhan…

If you’re a doctor or a medical professional, at some point, this thought will enter the realm…

Business finance may seem tricky at times. Especially in a dynamic environment like today, as a…

Running a business involves many different expenses. Each one of these generates returns at a…

Women entrepreneurs face significant challenges when trying to break into the business world. It…

While you may depend on your own funds when starting out your business, not all your business…

As a doctor running your own practice you can be a part of the growing healthcare industry of…

Imagine being able to set your own working hours, and being able to decide how you run your…

Owners involved in any industry can avail business loans, be it manufacturing, trading or…

Every business starts off with a vision, a dream of taking an idea to new heights. While the…

All businesses begin with an aspiration to grow and expand. But timely funds are needed to fuel…

Every business starts with a vision, a dream of taking an idea to reality. A business may look…