Vadodara is popularly known as the cultural capital of Gujarat as well as the centre of educational activities. Its diverse economy thrives on fertilisers, textiles, tools, chemicals, and agriculture. SMFG India Credit wishes to be a part of your journey for any kind of business requirement. Funding your business loan in Vadodara with SMFG India Credit is just a few steps away. You can make the most of SMFG India Credit’s business loan by enjoying a transparent and swift process.
You can avail of collateral-free business loans with SMFG India Credit upto INR 75 Lakhs* depending on your eligibility. You do not need to put your professional or personal assets on the line to secure your business loan.
SMFG India Credit’s repayment tenure is flexible upto 48 months*, allowing you to get the funding you need and the convenience of repaying the loan without stressing your finances.
We offer competitive business loan interest rates. The final interest rate offered depends on multiple factors like location, net income, business stability, collaterals, current monthly loans, etc.
SMFG India Credit provides instant approval that allows you to plan your moves efficiently. Small business loans can also expect their approval in just 72 hours subject to successful document verification and loan agreement execution.
SMFG India Credit’s business loan eligibility calculator provides an estimated loan amount that you would be eligible for once you enter details like location, age, annual profit after taxes, total net monthly EMIs, rate of interest, and tenure.
SMFG India Credit is happy to offer an easy-to-tool called business loan EMI calculator. It is highly useful in planning your monthly outflow. You just have to select your preferable tenure, business loan amount, interest rate. And then you will get an EMI amount. You can recalculate till you get an EMI that is within your budget.
Business loan eligibility criteria depends on many factors like CIBIL score, age, business turnover, credit history, etc. Here are some of the basic business loan eligibility criteria:
Simple documentation at SMFG India Credit makes business loan applications a smooth experience. After screening the documents that you submit, there could be additional documents needed. On successful verification, the funds are disbursed into your registered bank account.
Depending on your profile and SMFG India Credit’s policy at the time of loan application, further documentation may be requested.
You can seamlessly apply for a SMFG India Credit business loan online by clicking on the “Apply now” button on this page. Select “Business loan” and provide the required information along with OTP verification of your mobile phone number. Our representatives will get in touch with you to take the process ahead.
You are also welcome to walk into SMFG India Credit Vadodara branch and discuss your requirements.
*Terms and conditions apply. Loans at the discretion of SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.)
First Floor, TNW Business Centre, Old Padra Road, Manisha Circle, Vadodara - 390015, Gujarat
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).
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