Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Get Instant Personal Loan

Mumbai is not just the financial capital of India but it is also a city where dreams can come true. Although personal loans in Mumbai can be taken from private lenders, we at SMFG India Credit understand the importance of the role played by a personal loan in fulfilling dreams. We are proud to have partnered with lakhs of Mumbaikars whenever they have needed funds. A personal loan is a short term unsecured loan which is meant to help your current needs. It can be used for multiple reasons such as for going on a holiday, arranging a wedding, renovating your house or even for an emergency. We at SMFG India Credit have been partnering with our customers to fulfil their aspirations and responsibilities. You don’t have to offer any collateral to avail a personal loan in Mumbai from us.

Benefits of Personal Loan in Mumbai

SMFG India Credit offers a wide range of features and benefits associated with personal loans, such as:

Loan Amount Limit -

We offer personal loans of up to Rs. 25 lakhs, so your family and you can dream big and not worry about fulfilling any need.

Attractive Interest Rates -

The personal loan interest rates for self-employed and salaried individuals begin at 11.99% and go up to a maximum of 36%. We offer customised interest rates which would be suitable for every individual customer depending on their profile.

Speed -

We are aware that you would want the funds in your bank account as soon as possible. Our straightforward online application process will instantly update you about your personal loan application. The personal loan amount will be credited into your account within 30 minutes* of receiving approval on your personal loan application

Hassle-free documentation process -

We offer a hassle-free and smooth experience when it comes to documentation. With the age of the internet, you can now even apply for an instant personal loan in Mumbai online.

apply personal loan online

Find the exact loan amount you’re eligible for

To apply for a personal loan in Mumbai, with the help of the online eligibility calculator that we offer, you can easily calculate the exact loan amount that you are eligible for.

Eligibility Criteria

The criteria for an easy personal loan in Mumbai is as follows:

  1. You must be a citizen of India to apply for an instant personal loan from SMFG India Credit
  2. You must be employed in either the private or public sector
  3. You must be at least 21 years old and at most 60 years old
  4. For residents of both Mumbai and Delhi, a minimum monthly income of over Rs. 25,000 is required

Nearly 3 million people from all around the country, through every stage of their life, trust SMFG India Credit as a financial institution.

Documentation Required

Application for a personal loan in Mumbai requires the following documentation

  1. Standard KYC documentation such as aadhar card, drivers’ licence, PAN card, etc.
  2. At least 2 months of salary slips, for company employed applicant, or 2 months of income proof, for self-employed applicants
  3. At least 6 months of bank account statements - salary account for salaried individuals, or current account, for self-employed individuals.

How to Apply

If you need quick funds and would like to apply for a loan with SMFG India Credit, all you have to do is walk into one of our many branches all around Mumbai, and sign away a copy of all the required documentation. A quicker way is to click the “Apply now” button on the top right corner and fill in the online application and supply the soft copies of all the documents. Post all verification checks and loan approval, the loan amount will be disbursed to your account in under 30 minutes*.

*Loans are disbursed at the sole discretion of SMFG India Credit. Please note that final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application

Page also available inहिन्दी - Hindi

* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

Contact Us

Branch Address 1

301, Third Floor, Agora Business Park, S V Road, Near Kora Kendra, Borivali West, Mumbai - 400092, Maharashtra.

Branch Address 2

Second Floor, Unit No. 21-22, Kalpatru Square, Kondivita Road, Off. Andheri Kurla Road, Andheri (East), Mumbai – 400059, Maharashtra

Branch Address 3

"Supreme Business Park", 6 th Floor, B - Wing, Near Sharma Cottage, Behind Lake Castle, Hiranandani Gardens, Powai, Mumbai-400076

Branch Address 4

5th Floor, C-Tower, Times Square Building, Marol, Gamdevi, Andheri Kurla Road, Andheri ( E) , Mumbai - 400059

Branch Address 5

10th Floor, Office No.101, 102 & 103, 2 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (East), Mumbai - 400 051

Branch Address 6

1st Floor, Unit No:-102 & 103, A Wing, Supreme Business Park, Near Sharma CottageBehind Lake Castle, Hiranandani Gardens, Powai, Mumbai - 400076

Branch Address 7

2nd Floor, Kalpataru Square, Kondivita Lane, Next to Apna Dhaba, J B Nagar, Andheri East, Mumbai - 400059

Branch Address 8

Inspire BKC, 5th Floor, Unit No. 503 / 504, G Block, BKC Main Road, Bandra Kurla Complex, Bandra East, Mumbai - 400 051, Maharashtra

Branch Address 9

Ground floors of Tower A, Tower B and Tower C, 1st floor of Tower A , Embassy 247 (“Park”), Lal Bahadur Shastri Marg Vikhroli West, Mumbai - 400083

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).

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