Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Kolhapur is home to some of the finest leather tanneries in the west, and the famous Kolhapuri slipper is one of its most famous products. The city is a major industrial hub, with over 300 foundries contributing to an annual revenue of INR 15 Billion per year. At SMFG India Credit, we have a PAN India presence, and respect the dreams of each and every one of our customers. Thus, for any financial support, we encourage you to choose us to be your financial partner by applying for a personal loan in Kolhapur online on our website. Our top-notch digital services and customer friendly approach will ensure that we would be an optimum choice for any resident looking for solutions with regard to personal loan finance in Kolhapur. 

Your dreams are important to us. We understand that sometimes, due to unforeseen circumstances, you may be faced with a need for urgent funds. At such times, applying for an easy personal loan in Kolhapur with SMFG India Credit may be your best option. Please continue reading to know more.

Am I Eligible for a Personal Loan in Kolhapur?

Here are our basic eligibility criteria for personal loan. Please be informed that this is only a basic list. Actual eligibility will depend upon a number of factors including SMFG India Credit’s policy at the time of loan application.

  • Age – Between 21 to 60 years 
  • Location - Indian residents only
  • Employment - Salaried or self employed
  • Minimum monthly income – At least INR 20,000 for salaried. Depending on nature of business, annual turnover and yearly profit after tax for self-employed applicants should meet the desired threshold value
  • CIBIL Score: Minimum of 750
  • Salary: Applicants receiving cash salaries will not be considered 

Interest Rates for Personal Loan in Kolhapur

  • Personal loan interest rate: Starts from 11.99%*
  • Processing fee: 0 – 6% of the loan amount.

To understand in detail about the fees and charges for an easy personal loan in Kolhapur, please visit Personal Loan Interest Rate page.

Benefits of Personal Loan in Kolhapur

Here is how applying for an easy personal loan in Kolhapur by choosing us as your financial partner can help you:

  1. We offer loan amounts upto INR 25 lakhs* at nominal interest rates that would be best suited as per your individual profile and eligibility.
  2. We ensure a hassle free and straightforward process with minimal documentation. 
  3. Our flexible repayment tenures between 12 – 60 months can help you plan your EMIs easily within your monthly budget
  4. Mobile application and web login section to help you access your loan account anytime, anywhere!
  5. Instant decisioning and quick disbursals 

How do I avail Personal Loan Finance in Kolhapur?

For an online personal loan, please follow these steps

  1. Firstly, we encourage you to use our personal loan calculators to know the amount you may be eligible for, and then check the optimal tenure which could help you repay your EMIs well within your budget.
  2. Once you have checked the amount you need and decided on a tenure, click on the “Apply now” button and click on “Personal Loan”
  3. Enter your mobile number and OTP 
  4. Enter your contact information, personal details such as DOB, employment & income details and bank details. 
  5. Upload documents as directed.
  6. Enter the loan amount and tenure and submit your application. 

Based on the information you have provided in the form; you will be given an instant decision within a minute. If your profile is considered eligible as per our policy, our representative will get in touch with you for next steps.

Documentation for Personal Loan in Kolhapur

For a personal loan online, you will need:

  1. PAN Card – This is mandatory, and also serves as ID proof.
  2. We will also need a valid address proof. To make the process simpler, we recommend uploading your Aadhaar card as long as it reflects your current address.
  3. Proof of employment such as Letter of appointment for salaried or business existence proof for self employed.
  4. Income proofs – For salaried applicants, the salary slips from the last 3 months will suffice. Self employed applicants may submit ITR / audited financials of the last 2 years.
  5. Bank statements going back until 6 months. 

Please note that depending on your individual profile, additional documents may be requested.

Apply today to know more.

*Terms and conditions apply


Contact Us


Ground & First Floor, Mahalaxmi Building, Plot No.67, Rajendra Housing SocietyRajendra Nagar, Kolhapur - 416 004, Kolhapur District, Maharashtra

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).

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