Legal Disclaimers

Notice

Please note that by accessing and/or using this website and/or any of its pages or extracts thereof, and/or using the Content (defined below) provided on or via this website, you are agreeing to the terms and conditions of the disclaimer below which shall be legally binding upon you. In the event of any conflict between the terms and conditions of specific products and services and this disclaimer, the conditions specific to such products and services shall prevail.

Legal disclaimer use of Content

The “Content” (material, information, forms, data, money market movements, news items, or any other text or graphics, etc.) contained on this website is provided for general information only and should not be used as a basis for making business/commercial decisions. 

You are advised to exercise due caution and/or seek independent professional advice before entering into any investment or financial obligation based on the Content contained on this website. SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) is not liable for any decision taken based on these information. Use of the products or services described in this website may not be permitted in some countries and if in doubt, you should check with your local regulator or authority before requesting further information on such products/ services. Products and Services are available only at the discretion of SMFG India Credit, subject to the respective contractual terms and conditions governing such products and services which may be withdrawn or amended at any time by SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) without notice. The full range of products or services may not be available in all locations. If you are interested in any of SMFG India Credit Company Limited’s (Formerly Fullerton India Credit Co. Ltd.) products, please contact us so that we may advise you thoroughly as per our policy at that time. 

Prime Lending Rate for various financial schemes and interest rates cited as examples are indicative rates only and are subject to change at any time at the sole discretion of SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.), its subsidiary companies, and its affiliates as the case may be, and applicable Indian laws.

The Content on this web site should not be regarded as an offer, invitation to offer, solicitation, invitation, advice or recommendation to buy or sell investments, securities or any other instrument or financial products / schemes of SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.), its subsidiary companies or any of its affiliates.

The Content contained in this website, including any links or other terms are provided on an “as is”, “as available” basis and are protected by intellectual property laws including but not restricted to copyright, trademarks, etc. You may not distribute any Content to others without the express written consent of SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.). You may also not: 

1. copy, download, publish, distribute or reproduce any of the Content contained on this website in any form without prior permission of SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.); 
2. override any security features or bypass or circumvent any access control or limit the use or access of this website;
3. reverse engineer, decompile, disassemble, decipher or otherwise attempt to derive the Contents or the source code of the website or any related data/scheme/codes/details which is not open source; 
4. interfere with the operation of, or place an unreasonable load on the website; or
5. do anything or act in any manner prejudicial to SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) in relation to Content contained on this website.

No Representation or Warranty

No information sent to any user through this website or available on this website shall constitute any representation or warranty by SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.), or its subsidiaries or affiliates regarding the creditworthiness, financial performance or prospects, solvency, or viability of any company or other legal entity or the business carried on by such entity.

This website may contain advice/opinions and statements of various professionals/ experts/ analysts, etc. SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) does not represent/endorse the accuracy, reliability of any of the advices/opinions/ statements/ information by such person/s. Reliance on these statements shall be at the risk of the user of this website. It is the responsibility of the user of this website to independently verify and evaluate the accuracy, completeness, reliability and usefulness of any advices/opinions/ statements, services or other information provided on this website. All information in this website is being provided under the condition and understanding that the same is not being interpreted or relied on as legal, accounting, tax, financial, investment or other professional advice, or as advice on specific facts or matters. SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) may at any time (without being obliged to do so) update, edit, alter and or remove any information in whole or in part that may be available on this website and shall not be held responsible for all or any actions that may subsequently result in any loss, damage and or liability. Nothing contained herein is to be construed as a recommendation to avail or use any product or process, and SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) makes no representation or warranty, express or implied that, the use thereof will not infringe any patent, copyright, any other intellectual property rights or otherwise. You are expected to keep abreast of any changes made in this website and the information available on it on a regular basis, and SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) undertakes no responsibility about advising the user/s about any such changes. Though SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) will endeavour to ensure that information contained on this web site is obtained from sources which, it feels, are reliable, SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) does not warrant such information’s completeness or accuracy.

Limitation of Liability

SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.), its subsidiary companies, its affiliates, and their respective directors and employees (“Entities”) accept no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential, punitive, or exemplary loss, damage or expenses) from your use or inability to use  this website or any linked site or inability to use by any party, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, omission, interruption, imperfection, fault, mistake or inaccuracy in relation this website, its Contents or associated services, or due to any unavailability of the website or any part thereof or any Contents or associated services even if the Entities are advised of the possibility of such damages, losses or expenses.

Intellectual Property Rights

SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.), its subsidiary companies or its affiliates (as the case may be) retain all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all Contents provided on or via this website (including all texts, graphics and logos).

External Links

This website may contain links to other websites of subsidiary companies and affiliate companies of SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.). This website may also contain links to external websites, having further linked websites, controlled or offered by third parties (who are not affiliates of SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.), in order to help you find relevant websites, services and/or products which may be of interest to you, quickly and easily. The contents displayed or products / services offered on such linked websites or any quality of the products/ services are not endorsed, warranted, guaranteed, verified or monitored by SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.). SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) is also not responsible for the owners or operators of such external websites or for any products or services they supply or for the contents of their websites and do not give or enter into any conditions, warranties, express or implied; or other terms or representations in relation to any of these or accept any liability in relation to any of these (including any liability arising out of any claim that the content of any external website to which this website includes a link infringes the intellectual property rights of any third party). For the sake of brevity, it is stated that the paragraphs “No Representation or Warranty” and “Limitation of Liability” stated above shall be applicable on and deemed to be reiterated by SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) in relation to such linked websites.

Governing Law

This website and disclaimer agreement shall be governed by and construed in accordance with all applicable laws of India. All disputes arising out of or in connection with this disclaimer agreement or use of this website shall be submitted to the exclusive jurisdiction of the courts of Mumbai. Failure on the part of SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) to enforce a breach of this disclaimer agreement or to exercise any right or privilege conferred upon it under equity, law or otherwise, shall not to be construed as a waiver on the part of SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) of any terms, conditions, rights or privileges, but the same shall continue and remain in full force and effect, nor will such waiver affect any subsequent breach or subsequent action in that behalf.

Amendments

SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) reserves the right to change the information provided on or via this website, including the terms of this disclaimer agreement, at any time and without notice. However, SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) does not undertake to update or keep updated, the Content contained on this website from time to time. It is recommended that you review the information provided on or via this website, including the terms of this disclaimer, periodically for changes. SMFG India Credit Company Limited (Formerly Fullerton India Credit Co. Ltd.) shall not be held responsible for all or any actions that may subsequently result in any loss, damage and or liability on account of such change in the information on this website.