Personal Loan in Bhopal

Bhopal, one of the greenest cities in the country, is attracting manufacturers. This is, in turn, changing Bhopal into a distribution hub locally and globally. And naturally, multiple financial institutions are flourishing too. A Personal loan in Bhopal can be easily gained from one of the leading personal loan providers in the country, SMFG India Credit. You can get an amount between INR 50,000 to INR 30 lakhs* with a SMFG India Credit personal loan. A Personal loan in Bhopal from SMFG India Credit comes with a flexible repayment tenure period ranging from 12 months to 60 months. SMFG India Credit’s personal loan in Bhopal does not require any collateral to be provided against the loan. SMFG India Credit offers a host of benefits like attractive rates of interest, easy documentation, online application process, quick processing, and much more. Interest rates are as low as 13% with flexible tenures for repayment and complete transparency.

Overview of Personal Loan in Bhopal

More and more people are enjoying the benefits of personal loans today. One of the main reasons for this is how easy and peaceful the experience is. At SMFG India Credit, you can avail it seamlessly. Dreams are rising in every household everywhere. SMFG India Credit helps you in achieving these dreams. If you are interested in taking a personal loan for any needs, you can apply with SMFG India Credit either online or offline mode in Bhopal.

Required Documents

• Filled and signed application form
• PAN and Identity proof
• Address proof
•  Salary slips for the last three months (for salaried individuals)
• Bank statement for the last six months     
• Income proof / Financial statements (for self-employed) 

Eligibility

• Salaried applicant’s age should be in the range of 21 - 60 years.
•  The minimum salary for salaried individuals should be Rs. 20,000 per month with minimum 6 months of work experience in the current organisation and an overall work experience of more than 1 year. 
• Self-employed applicants should have a minimum yearly profit after tax based on profession/industry.  

You can also check personal loan eligibility online. SMFG India Credit’s personal loan calculator assists you in calculating an exact EMI based on your profile. 

Before finalizing a personal loan in Bhopal it is important to consider all the details like interest rates, duration of the loan, fees, and other charges. Some of the important things to check are:

• Loan Amount: At SMFG India Credit, you can get a personal loan up to Rs. 25 lakhs depending on your eligibility
• Rate of Interest: Your interest rate with SMFG India Credit can be as low as 13%.
• Tenure: You can choose a tenure between 12 months to 60 months
• Processing Fee: Upto 6% of the loan amount

How to apply for SMFG India Credit Personal Loan in Bhopal ?

Applying online for a personal loan in Bhopal is highly beneficial as you can compare all features online. You can get clarity on features like interest rates, processing fees, prepayment penalties, etc. These help you in making an informed decision. While applying online, you need to keep a copy of all your documents handy for uploading them.  You can also apply offline by walking into any branch of SMFG India Credit which is nearest to your home or office and getting the loan application processed without any hassles.

Apply for Personal Loan   Check Your Eligibility