Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Noida is the economic capital of Uttar Pradesh and pays the highest income and corporate tax in the state. If you are looking for urgent funds to meet a goal or an emergency, then a personal loan from SMFG India Credit, one of the best personal loan providers in Noida could be a good option. SMFG India Credit’s personal loan is provided instantly with many benefits like minimal documentation, quick processing time, and attractive interest rates. You could get a personal loan of up to Rs. 2,500,000 at an interest rate offering as 11.99%. The loan repayment tenure can be flexible between 12 months to 60 months.

Benefits of Personal Loan in Noida

1) Instant and Quick Approval:

SMFG India Credit Personal Loan offers instant decisioning and quick approval on personal loans applied online. The application process is hassle-free. As soon as the verification checks are successfully completed, the loan is approved and the required loan amount is disbursed to your bank account within a few hours.

2) Easy Eligibility:

SMFG India Credit Personal Loan can be taken by salaried individuals as well as self-employed individuals. You need to be between 21 to 60 years of age. Salaried individuals must be earning at least Rs. 25,000 per month, with a work experience of more than one year, and more than 6 months in your current organization. Self-employed applicants need to earn a minimum yearly profit after tax depending on the type of profession or industry.

3) Repayment Tenure:

You have the flexibility of repaying your personal loan within a tenure of 12 months to 60 months.

4) Hassle Free Documentation:

SMFG India Credit’s documentation includes the following for a personal loan in Noida:

  • PAN and identity proof
  • Address proof
  • Salary slips for the last three months (for salaried individuals)
  • Bank statements for the last six months
  • Income tax returns or form 16
  • Income proof / audited financial statements (for self-employed individuals)

5) Loan Amount:

The loan amount can go as high as Rs. 2,500,000, depending on your eligibility.

6) Ease of Application:

You can apply for a SMFG India Credit personal loan online. It is an easy process to follow.

  • Click the ‘Apply Now’ button
  • Fill up the requisite form with your details
  • Specify the amount you need and select a tenure
  • Upload the requested documents
  • Submit

Upon successful verification checks, the funds would be credited to your account.

Salaried individuals can also apply using SMFG India Credit’s Instaloan app. Alternatively, you can also visit our Noida branch. Our team will guide you through the offline process of applying.

7) Personal Loan Eligibility Calculator:

Personal loan eligibility depends from person to person. The main criterion is your disposable income. Also, you are expected to have a good credit score. There are some other factors like your age, repayment capacity, etc. You can use our online personal loan eligibility calculator to get an idea of the maximum personal loan amount you may be able to get.

8) Personal Loan EMI Calculator:

SMFG India Credit’s personal loan EMI calculator can provide you with the details of your monthly outflow. After you enter details like loan amount, repayment tenure, and rate of interest, you can get a near accurate estimate of the monthly EMI amount you need to pay. Please note that sometimes, your monthly EMI amount will also contain insurance and service charges.

Apply for Personal Loan

Contact Us


Second Floor, B-16, Sector-16, Gautam Buddha Nagar, Noida, Uttar Pradesh - 201 301

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).

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