- Personal LoanPersonal Loan
- Business LoansBusiness Loans
- Loan Against PropertyLoan Against Property
- Home Loans
- Loan Against SecuritiesLoan Against Securities
- More Loans
- Insurance Solutions
- Value Added ServicesValue Added Services
Rajkot is one of the fastest-growing cities in India and contributes to the economy with its vast network of small and medium enterprises. If you are a resident of this beautiful city, we at SMFG India Credit understand and respect your dreams and goals. We understand that in order to ensure that to achieve your goals – be it in personal life or in business, you would need the right financial partner who can give you the solution that fits you the best. SMFG India Credit is a reputed personal finance company in Rajkot.
If you are looking for urgent funds in order to fulfill a business or personal need, you can apply for a SMFG India Credit personal loan online. Our top range of digital services and competitive interest rates allows us to provide a high level of customization for personal loan finance in Rajkot. Please continue reading to know more.
Here are the basic required documents for a personal loan from SMFG India Credit.
Please note that depending on your individual profile, additional documents may be requested.
To know more, please visit Personal Loan Interest Rate
Please see below a basic list of Personal loan eligibility. Please note that your actual eligibility will depend upon a number of other factors including SMFG India Credit’s policy at the time of loan application.
Guide to securing a personal loan from SMFG India Credit:
Enter your details such as mobile number, PAN, pincode, and indicate your employment type (salaried or self-employed).
Authenticate your mobile number with the 6-digit OTP sent to your phone.
Add your email address, date of birth, gender, and details regarding your annual household income. Verify your email ID too.
For salaried applicants, it is necessary to provide the necessary job details.
Kindly upload your bank statement or share it via Net Banking or an Account Aggregator. The details you provide will enable us to generate a loan offer (only for salaried individuals).
Go through digital verifications for your identity (including taking a selfie) and share address particulars. CKYC, Offline Aadhaar XML-based KYC, and DigiLocker are some of the well-recognised methods for this process.
Provide your bank account details so that we can verify them.
Post bank account verification, give information on details such as marital status and loan purpose in the ‘Additional Details’ section.
Choose between a debit card and internet banking for your re-payment mode, and finalise the E-NACH setup process.
After reviewing, digitally sign the loan contract, and the process is completed upon OTP validation sent to your registered mobile number.
The path to your financial aims becomes simpler with these easy-to-follow steps from SMFG India Credit.
*Terms and conditions apply
* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.
Branch Address 1
First & Second Floor, Above Ishvariya Amul Parlour, Near HDFC Bank, Ishvariya Main Road, Rajkot - 360006, Gujarat
Branch Address 2
Office No. 319,320,321,322, The city Center, 3rd Floor, Raiya Road, Rajkot - 360007, Gujarat
Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).
NACH (National Automated Clearing House): Everything You Need to Know
In the digital age, automation and efficiency are the cornerstones of modern financial systems.…
What is Electronic Clearing System (ECS)? Definition, Process, and Benefits
An Electronic Clearing System, or an ECS, is a faster, more efficient way to manage recurring…
Japan Trip Cost from India: Complete 2025 Expense Breakdown
A trip to Japan from India can be an exciting and enriching experience, but it’s essential to…
Understanding Equifax India Credit Report and Credit Score
Equifax is one of the four major RBI-licensed Credit Information Companies (CICs) that generate…