Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Overview

A personal loan is an unsecured debt that can be used for an emergency as well as for medical, housekeeping or large transactions; hence no collateral is required for the same. However your income, monthly expenses & other parameters would be taken into account before sanctioning you a loan.

How to Avail Personal Loan without Security?

Please note that at SMFG India Credit, personal loans are provided to customers who satisfy various eligibility criteria and have the requisite documents.

*If you want to know what is the eligibility to get a personal loan without collateral, visit personal loan eligibility page.

Documents Required for Personal Loan

  • Recent passport-sized photographs
  • Completed personal loan application form
  • Age proof (Passport/PAN card/Certificate from a statutory authority)
  • Identity proof (Driving license/voter ID card/Passport/PAN card)
  • Address proof (Telephone bill/electricity bill/Passport/driving license/ration card/rental agreement/bank statement or passbook)
  • Salary slips of the last 3 months (for Salaried) or Income statements (for self-employed)
  • Bank passbook/statement of the last 6 months
  • Form 16
  • Income tax returns
  • Processing fee cheque

* Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us

Reasons to buy

You can take our personal loan for a variety of reasons.

Wedding Expenses

Wedding Expenses

Higher Studies

Higher Studies

Exotic Vacations

Exotic Vacations

Hobbies

Hobbies

 

Related Questions

Here are some articles which could help you understand us and our products better. Do share your comments and let us know what you think!

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