Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

The Aadhaar card is a unique identification document issued by the Unique Identification Authority of India (UIDAI) to residents of India. Aadhaar’s integration into daily life has simplified and standardised authentication for various purposes. 

Aadhaar protection is essential to prevent identity theft. For example, if you use your Aadhaar number to buy a new SIM card, your card might be reused without your consent and knowledge. 

If you wish to learn how to lock your Aadhaar number to prevent misuse and prevent Aadhaar fraud, please continue reading.

How To Lock the Data on Your Aadhaar Card?

The Unique Identification Authority of India (UIDAI) has reassured that the core biometric database remains secure and protected from breaches. However, if you wish to strengthen misuse prevention by locking Aadhaar, follow these steps: 

Step 1: Visit the UIDAI website.
Step 2: Select the Lock/Unlock Biometrics’ option from the ‘My Aadhaar’ dropdown menu, which will take you to ‘Aadhaar Lock/Unlock’ portal.
Step 3: Enter your Virtual ID (VID). Generate it on the UIDAI website if you don’t already have one.
Step 4: Fill in the required details, enter CAPTCHA, and then click on ‘Send OTP’. 
Step 5: Verify the OTP and click on ‘Submit’ to lock your Aadhaar card.

Once your Aadhaar security is taken care of, it’s important to consider the following:

  • Biometrics can no longer serve as the primary means of authentication.
  • Certain online transactions may fail due to the unavailability of biometric information.
  • Unlocking your Aadhaar card can only be done via VID and an OTP sent to your registered mobile number. 

How To Unlock Information on Your Aadhaar Card?

Unlocking the Aadhaar card follows a similar process to the one followed to lock identity. You will need your VID, which you can retrieve from the UIDAI portal if you have forgotten it. Once you enter the VID and the security code and verify with an OTP, your Aadhaar card can be unlocked successfully. 

Why Should You Consider Locking Your Aadhaar Card?

By using the Aadhaar lock feature, you can prevent unauthorised access to your biometric data, reducing the risk of identity theft and preventing misuse. Acting as an Aadhaar safeguard, it gives you control over who can use your biometric information for authentication purposes, ensuring that you are securing your Aadhaar details.

Conclusion

Locking your Aadhaar card is a wise proactive measure to safeguard your personal information and prevent misuse such as identity theft. By following the straightforward steps provided by the UIDAI, you can add a layer of security to your Aadhaar data. 

Safeguarding Aadhaar can also prove beneficial if you expect to conduct significant financial transactions such as taking out a personal loan. As the application process requires personal and financial information, Aadhaar security ensures that unauthorised parties cannot access or manipulate this data. This protects the interests of both you and the lender. 

At SMFG India Credit, you can expect a swift and transparent online application process with minimal paperwork for a hassle-free experience. You can access funds up to INR 30 Lakhs* with interest rates starting from only 13%* per annum. Apply now or visit your nearest branch to know more.

* Please note that this article is for your knowledge only. Loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms, disbursal process, foreclosure charges and foreclosure process will be subject to SMFG India Credit's policy at the time of loan application. If you wish to know more about our products and services, please contact us

Reasons to buy

You can take our personal loan for a variety of reasons.

Wedding Expenses

Wedding Expenses

Higher Studies

Higher Studies

Exotic Vacations

Exotic Vacations

Hobbies

Hobbies

 

Related Questions

Here are some articles which could help you understand us and our products better. Do share your comments and let us know what you think!

View All   
What Is EID Number In Aadhaar Card?
Personal Loan

What Is EID Number In Aadhaar Card?

Learn about the Aadhar Card enrolment process and what an Aadhar Enrolment ID (EID) is.

What Is Cumulative Interest?
Personal Loan

What Is Cumulative Interest?

Do you what cumulative interest means and how it impacts loans and investments?

What Is The Maximum and Minimum Duration For Personal Loan?
Personal Loan

What Is The Maximum and Minimum Duration For Personal Loan?

Curious to know the maximum and minimum duration for personal loan? Read our blog to find out and get all the answers you want.