Featured Questions

Learn about the Aadhar Card enrolment process and what an Aadhar Enrolment ID (EID) is.

Do you what cumulative interest means and how it impacts loans and investments?

Discover methods to lock your Aadhaar data and prevent fraud. Save your personal details from unauthorized use with our proactive recommendations…

If you have made a mistake on your CIBIL report, don't worry - you can fix it! Follow these 6 steps to correct your report and improve your…

Wondering why one should prefer NBFCs for business loans than bank? SMFG India Credit is also an NBFC that provides business loans. Check out the…

Are you confused between CRIF VS CIBIL? There are major differences between these two. Learn to know more!

Check out the difference between Equifax credit score and CIBIL credit score. Read this to know how these two credit information bureaus are…

Get to know the difference between credit score and credit remarks along with their effects on loan eligibility. Read the blog for detailed info…

Curious to know the maximum and minimum duration for personal loan? Read our blog to find out and get all the answers you want.

Are you applying for a personal loan as a co-signer or co-applicant? There are major differences between these two. Learn more!

Wondering what is the minimum cibil score to get a bike loan? Read this to know everything in detail.

Avail two wheeler loan for working women at SMFG India Credit. Check for the eligibility criteria, documentation required for bike loan and apply…

A business line of credit is a business loan that allows businesses to borrow up to a certain limit. Learn how Business LOC works and its types…

Know what is working capital requirement and how it is calculated. Read to understand more about it.

Is business loan tax deductible? Know how to avail a tax exemption on a business loan, read this to know the complete procedure!

Getting a Business Loan without ITR can be difficult. Know how to get a business loan without ITR? Checkout the steps to get a business loan at…

A comparison of Flexi Personal Loan & Term Loan on the basis of loan amount, rate of interest, structure of EMIs & fund disbursal.

ECN number is a nine-digit number generated when a lender finds the credit history of the borrower.

Do you want to know how you can get a Personal Loan without any guarantor. Know more & get a personal loan without a guarantor.

A personal loan agreement is a document that contains terms & conditions between a borrower and lender. Know more about personal loan…

Know what is days past due (DPD) in your CIBIL report. To learn about CIBIL report DPD meaning, calculation & formula, read this article now…

There are many bills that can affect your credit score. Know about those bills how it can affect your credit score & creditworthiness.

Bike loan is available for students, check its interest rates, eligibility criteria, required documents & apply online!

Credit Monitoring helps to inspect the signs of fraud related to credit history. Here you can know why it is important.

Most people tend to use the terms ‘loan write-off’ or ‘loan waive-off’ interchangeably.

In this learning guide, we will know about the personal loan EMI date change procedure.

Read this to know what is Loan Repayment Schedule and its Importance.

The credit score is calculated taking into account the information that is listed in your credit report.

Credit report is a history of how you have managed your credit in the past and what you are currently doing with it.

Know when a Personal Loan Balance Transfer can help you, and tips on how to transfer your personal loan at the best rates and fees.

The full form of FOIR is ‘Fixed obligations to income ratio’. It is the most commonly used parameter by lenders to determine the loan eligibility…

Having a good CIBIL score can help you get the best loan. Follow 9 easy steps to improve your CIBIL score from 500 to 750 fast.

Here you can know what is a collateral loan, meaning, definition and how does it work. Also, know what assets can be used as collateral & what…

A mortgage deed can be defined as a document that gives a lender the legal right and interest in a property. Read to know more!!

Are you confused about how much salary required to qualify for a personal loan? If yes, here is the answers to your queries.

Know why you should take a personal loan to make a down payment for a home loan, also learn about the process.

Learn how personal loan interest rates are calculated, also know the methods to calculate personal loan interest rate & EMI.

A moratorium period is the duration of the loan tenure during which you are not obligated to repay the loan.

Check what steps are included in the disbursement of the personal loan.

Know what is the minimum down payment required for a bike loan and what is the eligibility required.

Check what is the process of personal loan prepayment, also know about fees & charges.

A personal loan can be close before completing the tenure, know the full process here.

Know how you can avail a personal loan up to Rs. 30 Lakhs* without any security.

Here are the steps that you can follow to get Loan against Property without any hassle.

Personal Loan is an unsecured loan, here you can know about eligibility, documentation & interest rates.

Check what steps are included in the personal loan process from application to disbursal.

CIBIL Score plays a vital role in the personal loan, know what is the minimum CIBIL required for a personal loan.