Your Personal Loan - Approved Instantly!*

Choose your desired loan amount
 2,50,000
50,00030,00,000

Assuming annual interest rate 13% and 60 months tenure

Calculated EMI*  5,560
Trusted Financial Partner
TRUSTED FINANCIAL PARTNER FOR MILLIONS OF INDIANS SINCE 2007
*T&C Apply
 
Funds will be disbursed promptly after loan approval

Explore our Offerings

SMFG India Credit offers a comprehensive range of financial solutions including personal loans, business loans, and rural finance, empowering individuals and businesses to achieve their goals and aspirations. We strive to provide convenient and accessible financial services to customers across India.

Get a Personal Loan from SMFG India Credit
Instant personal loans to fulfil any need
 
Get a Business Loan from SMFG India Credit
Unsecured business loans upto INR 75 Lakhs*
 
Get a Loan against Property from SMFG India Credit
Competitive property loans up to INR 5 Cr*
 
Get a Two Wheeler Loan from SMFG India Credit
Instant approvals that give extra mileage on your two wheeler loan disbursal
 
Get a Home Loan from SMFG India Credit Home Finance Company (SMFG Grihashakti)
Apply for SMFG Grihashakti home loan today at affordable interest rates
 
Get a Commercial Vehicle Loan from SMFG India Credit
Boost your business with the commercial vehicle of your choice with a loan from SMFG India Credit
 

Tools & Calculators

SMFG India Credit offers a range of calculators to help you make an informed decision regarding the best possible solution to serve your financials needs. Access these free of cost, to get a quick estimates of loan amount you are eligible for. You can also access our EMI calculator to plan your finances better.Terms & Conditions apply.

Why SMFG India Credit?

We have been the trusted financial enabler for millions of Indians since 2007. With 829 branches across India, we offer customized solutions to suit a variety of needs at a city, town or village closest to you. It has been our relentless effort to enable the means, so that you can fulfil the milestones of your life.

 

829** BRANCHES

 

18 YEARS OF SERVICE

 

20k+* EMPLOYEES

 

70k+* VILLAGES

 

670+* TOWNS

 

3.05Mi* Customers

*As on 31st March, 2026
**As on 15th May, 2026

Customer Experiences

I have had a very fulfilling experience with SMFG India Credit. Right from the time when I had taken the loan; to any information I required, the executives have always responded promptly and have resolved my queries.

Mr. Mahendra KothariM/S Divya Textiles

Awards

For more than a decade, we have been successful financial partners to people from all walks of life. Our continuing commitment to you is best reflected in the recognition and awards we have received over the years.




Ranked Among Top 75 Workplaces in India (BFSI)
May 2026
Ranked Among Top 75 Workplaces in India (BFSI)
Great Place to Work
January 2026
Great Place to Work
India's Best Companies To Work For 2025
October 2025
India's Best Companies To Work For 2025
CSR Health Impact Awards
September 2025
CSR Health Impact Awards

Knowledge Center

Here are some articles which could help you understand us and our products better.

View All
Personal Loan

What Is a Masked Aadhaar Card: Meaning & How to Download It

Masked Aadhaar is a safer version of your regular Aadhaar card that hides the first eight digits of your 12-digit number…

Business Loan

GSTR-9 Annual Return: Filing Process, Due Date, Format & Penalties Explained

GSTR-9 filing is the yearly checkpoint every GST-registered business has to complete to stay compliant. If your business…

Loan Against Property

Difference Between Pledge vs Hypothecation vs Mortgage

When you compare pledges, hypothecations, and mortgages, you are essentially looking at how different loan types use…

How can we help you?

Experience hassle-free support on your financial journey with our accessible channels. Reach out to our team effortlessly for expert advice and assistance tailored to your needs.

 

Get in Touch

Have a query? You can contact us through any of the channels listed below.

TollFree

 
1800 103 6001 Timings: 9:00 AM to 7:00 PM
(Monday to Saturday excluding public holidays & fourth Saturday of every month).