Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Get your Personal Loan

Approved Instantly!*

What is your desired loan amount?

Assuming annual interest rate 11.99% and 60 months tenure

Calculated EMI*  5,560
Trusted Financial Partner
*T&C Apply
Loan will be disbursed within 30 minutes* of final approval
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Explore our Offerings

SMFG India Credit offers a comprehensive range of financial solutions including personal loans, business loans, and rural finance, empowering individuals and businesses to achieve their goals and aspirations. We strive to provide convenient and accessible financial services to customers across India.

Get a Personal Loan from SMFG India Credit
Instant personal loans to fulfil any need
Get a Business Loan from SMFG India Credit
Unsecured business loans upto INR 75 Lakhs*
Get a Loan against Property from SMFG India Credit
Competitive property loans up to INR 5 Cr*
Get a Two Wheeler Loan from SMFG India Credit
Instant approvals that give extra mileage on your two wheeler loan disbursal
Get a Home Loan from SMFG India Credit Home Finance Company (SMFG Grihashakti)
Apply for SMFG Grihashakti home loan today at affordable interest rates
Get a Commercial Vehicle Loan from SMFG India Credit
Boost your business with the commercial vehicle of your choice with a loan from SMFG India Credit

Tools & Calculators

SMFG India Credit offers a range of calculators to help you make an informed decision regarding the best possible solution to serve your financials needs. Access these free of cost, to get a quick estimates of loan amount you are eligible for. You can also access our EMI calculator to plan your finances better.Terms & Conditions apply.

Why SMFG India Credit?

We have been the trusted financial enabler for millions of Indians since 2007. With over 830 branches across India, we offer customized solutions to suit a variety of needs at a city, town or village closest to you. It has been our relentless effort to enable the means, so that you can fulfil the milestones of your life.










670+* TOWNS


2.73Mi+* Customers

*As on 30th June, 2024
**As on 15th June, 2024

Customer Experiences

I have had a very fulfilling experience with SMFG India Credit. Right from the time when I had taken the loan; to any information I required, the executives have always responded promptly and have resolved my queries.

Mr. Mahendra KothariM/S Divya Textiles


For more than a decade, we have been successful financial partners to people from all walks of life. Our continuing commitment to you is best reflected in the recognition and awards we have received over the years.

World Records Union
April 2024
World Records Union
Great Place to Work
March 2024
Great Place to Work
Economic Times Human Capital Awards 2024
March 2024
Economic Times Human Capital Awards 2024
Most Innovative CSR Project of the Year
July 2023
Most Innovative CSR Project of the Year

Knowledge Center

Here are some articles which could help you understand us and our products better.

View All
Personal Loan

How to Fund a Last-Minute Summer Vacation Without Credit Cards

Planning a last-minute summer vacation? With summer being the peak travel season for Indian families, costs associated…

Business Loan

Does Company Type Affect Your SME Business Loan Eligibility?

A Small and Medium-sized enterprise (SME) or Micro, Small, and Medium enterprise (MSME) business loan is designed for the…

Loan Against Property

Common Myths About Loan Against Property

Does taking a Loan Against Property (LAP) mean that you lose ownership? Is taking out a high-interest loan better than a…

How can we help you?

Experience hassle-free support on your financial journey with our accessible channels. Reach out to our team effortlessly for expert advice and assistance tailored to your needs.


Get in Touch

Have a query? You can contact us through any of the channels listed below.


1800 103 6001 Timings: 9:00 AM to 7:00 PM
(Monday to Saturday excluding public holidays & fourth Saturday of every month).