Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Lucknow is one of the oldest and most exotic cities in India. It is a very popular traveller’s destination, thanks to its history of fine traders and weavers bringing in much needed ethnicity in Indian fashion. This has given rise to a blooming network of small businessmen dealing in textiles in the city. The city is also known for delicious food, and is home to some of the best street food in India. However, being part of one of the most populated cities in India brings its own challenges. It takes a lot more effort to fulfil your personal dreams and aspirations – such as expanding your small business, a dream vacation for your family, high quality consumer goods, a top-notch mobile phone, a dream wedding, and so on. SMFG India Credit offers a customised personal loan in Lucknow to help you achieve all of your dreams.;

How to Apply?

To apply for an instant personal loan in Lucknow, please go follow these steps:

  1. Visit our website www.smfgindiacredit.com
  2. Check your eligibility to understand our criteria
  3. Get an estimate of the loan amount you can apply for by using our personal loan eligibility calculator
  4. Click on the “Apply now” button to apply

Why choose SMFG India Credit?

Here are some of the benefits of applying for an online personal loan in Lucknow through SMFG India Credit:

  1. Loan amounts upto INR 25 lakhs
  2. End to end digital processing
  3. Hassle free documentation
  4. Attractive Interest rates starting from 11.99%
  5. Flexible repayment tenure between 12-60 months
  6. Customised solutions based on your requirement, eligibility, employment and educational background
  7. Transparent processes

Documentation for Personal loan in Lucknow

Here is a list of personal loan documents that you will need to apply:

  1. KYC documents – ID proof, address proof 
  2. Income proof – Last 3 months’ salary slips (for salaried applicants) or audited financials (for self-employed applicants)
  3. Bank statements for the last 6 months
  4. Employment proof – Appointment letter / ID card (for salaried applicants) or proof of business existence (for self-employed applicants)
  5. Photograph and completed application form

Interest Rates and Charges for online Personal Loan in Lucknow

  • Our interest rates start from 11.99%*. The interest rate offered to you will depend on your eligibility and SMFG India Credit’s policy at the time of loan application
  • Processing Fees – 0 to 6% of the loan amount

For more information, please visit our personal loan interest rate page.

Eligibility Criteria for an Instant Personal Loan

  • Residents of India may apply
  • Minimum monthly salary of INR 20,000
  • Applicants should be between 21 – 65 years of age
  • Applicant must have a stable income source (employment at a firm or self-employed business)
  • CIBIL score of 750 or above
  • Applicants must have the required documentation
  • Applicants receiving cash salaries will not be considered
  • Salaried applicants must be employed at their current job for a minimum of 1 year and self-employed applicants must have business existence proof of at least 2 years 

If you are a resident of Lucknow and are looking for the right financial support to fulfil your dreams, apply today! No matter how big or small, we at SMFG India Credit respect the dreams of all our customers, and strive to ensure that you receive the best possible support towards realising them.

APPLY FOR PERSONAL LOAN  

* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

Contact Us

Address:

First Floor, Hindustan Times House, 25, Ashok Marg, Lucknow, Uttar Pradesh - 226001

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).

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