- Personal LoanPersonal Loan
- Business LoansBusiness Loans
- Loan Against PropertyLoan Against Property
- Home Loans
- Loan Against SecuritiesLoan Against Securities
- More Loans
- InsuranceInsurance
- Terms and Conditions/Claims
Our geographical spread gives us the ability to attract talent with diverse backgrounds. This gives us unique insights into the needs of the customers in those markets and help us to reach out to multiple customer segments.
Our people are among the best in their respective fields, and come from highly illustrious backgrounds of education as well as experience.
Our senior management comprises of industry experts having strong credentials and deep understanding of business.
SMFG India Credit has a very strong focus towards innovative practices that can improve efficiency and productivity. We encourage each of our employees to contribute their ideas to this end.
We believe in helping our employees grow with the organisation. Thus, we ensure that each and every employee has a well-defined career path as per his / her individual growth objectives as well as the organisation’s.
At SMFG India Credit, we ensure that our employees are recognised for their efforts and well rewarded in the form of awards as well as incentives.
We firmly believe that cheerful employees brighten up the work place and improve productivity.
To create a work place environment which is conducive to the growth, our policies focus on work culture, engagement, physical health and safety. Benefits for employees and dependents to take care of certain contingencies of life during the period of employment.

Recruitment from premier institutes
Coordination with placement officers
Group discussions and personal interviews on campus
Candidate selection & offer letters
Profiles as per qulifications, interests and available vacancies
On the job traning for one year

Online web portal
Job descriptions uploaded for available roles
Experienced professionals as well as freshers can apply
Shortlisting of candidates as per application
2-3 rounds of interviews (telephonic / video conferencing / face to face)
Final selection & offer letter

Through various job portals for vacancies
Job descriptions provided for available roles
Introductory call with potential candidates
2-3 rounds of interviews
Selection & offer letter
If innovation has to serve a diverse set of people, it has to come from people of diverse backgrounds. That’s why we have people from all walks of life – of different interests, genders, and orientations from all across the country. Employees are defined by their skills, ideas and attitude, not your ability, race, sexuality, or religion.
SMFG India Credit values diversity and inclusion, and is committed to the principles of equal employment opportunity. We comply with all applicable laws prohibiting discrimination or harassment against any applicant or employee. This policy applies to all personnel actions, including but not limited to recruitment, hiring, placement, promotion, transfer, separation, compensation, benefits, training, and education.
SMFG India Credit is a purely merit-based employer. Beware of misleading advertisement and fake job offers through emails. Fabricated emails or appointment letters by unauthorized consultants carrying real names being made to appear in trail as originating from SMFG India Credit should not be trusted unless they reach your email address directly from the @smfgindia domain, and not routed via an agent / consultant. SMFG India Credit does not charge applicants any recruitment fee or a deposit in return for job offers. SMFG India Credit does not authorize any third party to make employment offers, refer or place candidates, for a fee charged to the applicant.
If you are a graduate and are looking for an exciting career in retail lending sales, the SMFG India Credit Saksham program is just for you! For a nominal fee, you can undergo a month’s training in a special training centre and achieve a certification for a profile in retail sales for lending products like personal loans, business loans, loan against property, vehicle loans, and so on. Selected candidates may be offered exciting roles at SMFG India Credit branches in front-line customer facing roles.
Your investment today = A secure and rewarding future tomorrow!
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Take the first step toward a brighter future!
At SMFG India Credit, we believe in fostering an environment of collaboration, innovation and diversity, allowing every employee to contribute and perform at their highest levels. Watch these videos to hear from a few of our employees, and how they spend their days contributing to an incredible work culture.