Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.


A personal loan is a very common household product nowadays. We see more and more people are enjoying its benefits today. This is mostly due to simplified processes and online application. At SMFG India Credit, we offer a truly convenient and hassle-free experience through our online digital application process, reasonable personal loan interest rates, customised offerings, and the transparency levels we offer to all our customers.

Pune is a city replete with academic institutions and business entities. It is bubbling with youngsters and entrepreneurs. Dreams are floating every single minute in this very radiant city. Unsurprisingly, easy personal loan in Pune is on the rise for umpteen reasons. Most common of these are starting a new business, renting a place for a business venture, clearing debts, exotic holidays, paying for medical emergencies, home renovation, etc.

If you are interested in taking a personal loan for any of such needs, apply online today. We also offer multiple offline modes to help you apply for a personal loan in Pune.

Read on to know more about the required documents and eligibility for a Personal Loan in Pune with SMFG India Credit.

Documentation List

  1. Duly filled and signed application form
  2. Proof of identity
  3. Proof of address
  4. Proof of age
  5. Salary slips for the last three months (for salaried)
  6. Bank statement for the last six months
  7. Income tax returns or form 16
  8. Proof of Income / financial statements (for self-employed)


  1. Residents of India
  2. Salaried and self-employed individuals within the range of 21 - 65 years.
  3. Minimum salary for salaried individuals is ₹ 20,000 per month with at least 1 year of work experience, and a minimum of 6 months in the current organisation.

Personal Loan Interest Rates in Pune

It is highly imperative to look at the nuances and facets of a loan before availing it. The interest rates, duration of the loan, fees, and other charges are some of them. SMFG India Credit offers extremely competitive rates in India.

Personal Loan Interest Rate

11.99% to 36%

Processing Fee

Up to 3% of the loan amount

Loan Tenure

Up to 60 months

Lowest EMI Per Lakh

₹ 2,275 for 60 months

How to Apply for Personal Loan in Pune?

An instant personal loan in Pune can be easily availed online and is highly beneficial as you can check all the details online. Features like interest rates, processing fees, foreclosure charges, etc. are available for you to make a prudent decision. You can also check personal loan eligibility online using our free calculator so as to get an estimate of the loan amount you can be eligible for based solely on your age, location, net monthly income and total monthly obligations. You can then calculate your monthly EMI online using our free EMI calculator and check the EMI you will need to pay for a given interest rate and loan tenure. This will help you plan your monthly finances better and correctly estimate you. If you are applying for personal loan online, you need to keep a copy of all your documents ready. However, if you decide to apply it offline, you can visit your nearest SMFG India Credit branch directly and get the application processed over there.

* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

Contact Us

Branch Address 1

3rd Floor, Western Wing, Office No. 301 & 315, Nyati Corporate Park, CTS No. 1995 and CTS No. 1996B, Nagar Road, Yerwada, Pune - 411006

Branch Address 2

First Floor, Level 1 , Nyati Unitree, West Wing, Samrat Ashok Marg, Yerwada, Pune - 411006, Maharashtra

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:00 AM to 7:00 PM (except Sundays and public holidays).

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