Fullerton India Credit Co. Ltd. is Now SMFG India Credit Co. Ltd.

Kanpur is one of the most populated cities in India, and is amongst the most ethnic commercial capitals of the nation. The city is famous for its excellent market of leather and textiles. The craftsmanship and simplicity of these goods have made the city world famous, and continue to attract international as well as domestic travellers. However, while cities like Kanpur have their charm, they also have their challenges. This is especially when one needs the right kind of financial support to realise their dreams or overcome obstacles. Well, there is no need to worry anymore!

SMFG India Credit is a leading personal loan provider in Kanpur, and our wide range of products ensure that no matter how large or small your dream is, you will be able to see them come true with the greatest of ease. If you would like to know more about our personal loan in Kanpur, please read on.

Why choose SMFG India Credit as a financial partner?

Here are some of the advantages of partnering with SMFG India Credit for a personal loan in Kanpur

  1. Get the loan amount you need to realise your dreams upto a maximum of INR 25 lakhs*
  2. Attractive interest rates that are best suited as per your individual profile
  3. Hassle free documentation process
  4. Digital processing that ensures the amount is credited to your bank account within 30 minutes* of loan approval.
  5. Plan your EMIs better using our flexible repayment tenures between 12-60 months
  6. We offer different types of personal loans depending on your requirement – including marriage loans, travel loans, higher studies loans, home renovation loans, etc. 

Who is Eligible for a Personal Loan in Kanpur?

Here is a list of criteria that one needs to satisfy to be eligible for a personal loan from SMFG India Credit:

  • Applicant must be an Indian resident
  • Minimum monthly salary of INR 20,000 (cash salaries not accepted)
  • One should be between 21 – 65 years of age
  • At SMFG India Credit, the minimum CIBIL score for personal loan is 750
  • Salaried applicants must be employed at their current job for a minimum of 1 year and self-employed applicants must have been working at their current business for at least 2 years  

Documentation Required for Personal Loan in Kanpur

  1. Photograph with completed application form
  2. KYC documents such as PAN, Aadhaar (or any other valid ID and address proof)
  3. Employment proof such as appointment letter for salaried applicants; or business existence proof documents for self-employed applicants
  4. Past 6 months’ bank statements
  5. Income proof documents such as salary slips (for salaried) or audited financials (for self employed)

What are the Rates and Charges for Personal Loan in Kanpur?

  • SMFG India Credit, as a personal loan provider in Kanpur offers attractive interest rates starting from 11.99%.
  • We charge a minimal processing fee between 0 to 6% of the loan amount

Please check here to know more about the interest rates & charges.

Every dream needs the right kind of support to be realised. At SMFG India Credit, we respect any and all such dreams of our customers, and work hard to ensure that you get the kind of support you need. 

*Terms and conditions apply


* Please note that loans are disbursed at the sole discretion of SMFG India Credit. Final approval, loan terms and disbursal process will be subject to SMFG India Credit's policy at the time of loan application. If you are an existing customer and wish to foreclose your loan, please note that foreclosure terms and charges will be applicable as per our policy at the time of loan foreclosure.

Contact Us


2nd Floor, Garg Naronha Complex , 17/9-A, Mall Road, Kanpur-208001 Uttar Pradesh

Note: Call on (Toll free number) 1800 103 6001 for more information.Timings: 9:30 AM to 6:30 PM (except 1st Saturday and Sundays and public holidays).

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